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From: DeshCap Newsroom <newsroom@deshcap.com>
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Date: Thu, 15 Jan 2026 11:15:13 +0000
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Dear =2C

Our Calculators provide Executives with Instant Benchmarking for best exec=
ution with Brokers. From $100=2C know the market potential for the true co=
st of your insurance driving up to 25% in savings.
------------------------------------------------------------

As a licensed RiskTech and Insurance Consultancy independent of any broker=
 or lobbyist=2C our track record spans over 10 years.

CFOs and Executives leverage our pay per use premium calculators.
Click the calculator links below to start.
DINO: The smart D&O Insurance Cost Calculator. (https://www.deshretcapital=
=2Ecom/classroom/what-is-directors-and-officers-insurance#toc-0)
CIGEL: The smart Commercial General Liability Insurance Cost Calculator. (=
https://www.deshretcapital.com/classroom/cgl-insurance)
Use our Builder's Risk Insurance Cost Calculator today. (https://www.deshr=
etcapital.com/classroom/what-is-builders-risk-insurance#toc-0)
Use our Reps and Warranties Insurance (RWI) Cost Calculator. (https://www.=
deshretcapital.com/classroom/rep-and-warranty-insurance#toc-0)

https://www.youtube.com/watch?v=3DpFeer_Ao3oo&list=3DPPSV&t=3D327s

Optimizing Insurance Impacts Business Margins=2C Investor Returns=2C and G=
overnment Budgets.

Our MD speaks at the Future Hospitality Summit (FHS) Dubai 2025.
2025 COUNTRY R&D RANKINGS FOR SELECT RISKS
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ans-serif;font-style: normal;font-weight: bold;margin: 10px 0;padding: 0;m=
so-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-=
adjust: 100%;font-size: 16px;line-height: 150%;text-align: left;">Our Calc=
ulators provide Executives with Instant Benchmarking for&nbsp;best executi=
on&nbsp;with Brokers. From $100=2C know the market potential for the true=
 cost of your insurance driving up to 25% in savings.</p>

<hr>
<p paraeid=3D"{9994b283-db79-4d42-9648-30f671aa1194}{13}" paraid=3D"176545=
7693" style=3D"color: #800020;font-family: Tahoma=2C Verdana=2C Segoe=2C s=
ans-serif;font-style: normal;font-weight: bold;margin: 10px 0;padding: 0;m=
so-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-=
adjust: 100%;font-size: 16px;line-height: 150%;text-align: left;">As a lic=
ensed&nbsp;RiskTech and Insurance Consultancy independent of any broker or=
 lobbyist=2C our track record spans over 10 years.<br>
<br>
<span style=3D"font-size:14px"><img data-file-id=3D"3195302" height=3D"245=
" src=3D"https://mcusercontent.com/a45d3e7c6df054b5f04df6b2c/images/419fce=
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elvetica;font-size: 16px;line-height: 150%;text-align: left;" width=3D"564=
">
            <div style=3D"text-align: center;"><span style=3D"color:#00000=
0"><strong>CFOs and Executives leverage our pay per use premium calculator=
s.</strong></span><br>
Click the calculator links below to start.</div>

</td>
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t-size-adjust: 100%;">
                                <a class=3D"mcnButton " title=3D"DINO: The=
 smart D&O Insurance Cost Calculator." href=3D"https://deshretcapital.us17=
=2Elist-manage.com/track/click?u=3Da45d3e7c6df054b5f04df6b2c&id=3Df796e47463=
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or: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webk=
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ce Cost Calculator.</a>
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e smart Commercial General Liability Insurance Cost Calculator." href=3D"h=
ttps://deshretcapital.us17.list-manage.com/track/click?u=3Da45d3e7c6df054b=
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</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnButtonBlock" style=3D"min-width: 100%;border-collapse: co=
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            <td style=3D"padding-top: 0;padding-right: 18px;padding-bottom=
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st: 100%;-webkit-text-size-adjust: 100%;" valign=3D"top" align=3D"center"=
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rtant;border-radius: 18px;background-color: #800020;mso-table-lspace: 0pt;=
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                            <td align=3D"center" valign=3D"middle" class=
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 12px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-tex=
t-size-adjust: 100%;">
                                <a class=3D"mcnButton " title=3D"Use our B=
uilder's Risk Insurance Cost Calculator today." href=3D"https://deshretcap=
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tter-spacing: normal;line-height: 100%;text-align: center;text-decoration:=
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</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
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00%;-webkit-text-size-adjust: 100%;">
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            <td style=3D"padding-top: 0;padding-right: 18px;padding-bottom=
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ize-adjust: 100%;">
                    <tbody>
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                            <td align=3D"center" valign=3D"middle" class=
=3D"mcnButtonContent" style=3D"font-family: Arial;font-size: 16px;padding:=
 8px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text=
-size-adjust: 100%;">
                                <a class=3D"mcnButton " title=3D"Use our R=
eps and Warranties Insurance (RWI) Cost Calculator." href=3D"https://deshr=
etcapital.us17.list-manage.com/track/click?u=3Da45d3e7c6df054b5f04df6b2c&i=
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ld;letter-spacing: normal;line-height: 100%;text-align: center;text-decora=
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ollapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust:=
 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;">
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dding: 9px 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">
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g=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"min-width: 100%;border-t=
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apse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-a=
djust: 100%;-webkit-text-size-adjust: 100%;">
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                        <td style=3D"mso-line-height-rule: exactly;-ms-tex=
t-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                            <span></span>
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</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
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ext-size-adjust: 100%;">
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            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
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adding-left: 18px;padding-top: 18px;padding-bottom: 18px;color: #F2F2F2;fo=
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ze-adjust: 100%;word-break: break-word;line-height: 150%;">
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e Impacts Business Margins=2C Investor Returns=2C and Government Budgets.<=
br>
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</tbody></table>

=09=09=09=09
                <table align=3D"left" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" width=3D"100%" style=3D"min-width: 100%;border-collapse: coll=
apse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100=
%;-webkit-text-size-adjust: 100%;float: left;" class=3D"mcnBoxedTextConten=
tContainer">
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<table border=3D"0" cellspacing=3D"0" class=3D=
"mcnTextContentContainer" width=3D"100%" style=3D"min-width: 100% !importa=
nt;background-color: #001F3F;border-collapse: collapse;mso-table-lspace: 0=
pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adju=
st: 100%;">
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tent" style=3D"padding: 18px;color: #F2F2F2;font-family: Helvetica;font-si=
ze: 14px;font-weight: normal;text-align: center;mso-line-height-rule: exac=
tly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break:=
 break-word;line-height: 150%;">
                                        <span style=3D"color:#FFFFFF"><spa=
n style=3D"font-size:18px"><strong>2025 COUNTRY R&amp;D RANKINGS FOR&nbsp;=
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=09=09=09=09

=09=09=09=09
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00%" class=3D"mcnImageBlock" style=3D"min-width: 100%;border-collapse: col=
lapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;">
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            <tr>
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ule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" c=
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ble-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;=
float: left;">
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                            <td class=3D"mcnImageContent" valign=3D"top" s=
tyle=3D"padding-right: 0px;padding-left: 0px;padding-top: 0;padding-bottom=
: 0;text-align: center;mso-line-height-rule: exactly;-ms-text-size-adjust:=
 100%;-webkit-text-size-adjust: 100%;">

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ollapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust:=
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dding: 3px 18px 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;">
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ollapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust:=
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dding: 6px 18px 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;">
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t-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
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lapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;">
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            <tr>
                <td valign=3D"top" style=3D"padding: 0px;mso-line-height-r=
ule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" c=
lass=3D"mcnImageBlockInner">
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ble-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;=
float: left;">
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tyle=3D"padding-right: 0px;padding-left: 0px;padding-top: 0;padding-bottom=
: 0;text-align: center;mso-line-height-rule: exactly;-ms-text-size-adjust:=
 100%;-webkit-text-size-adjust: 100%;">

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00%" class=3D"mcnDividerBlock" style=3D"min-width: 100%;border-collapse: c=
ollapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust:=
 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;">
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dding: 6px 18px 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;">
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g=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"min-width: 100%;border-t=
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able-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%=
;">
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t-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
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</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnButtonBlock" style=3D"min-width: 100%;border-collapse: co=
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rtant;border-radius: 2px;background-color: #800020;mso-table-lspace: 0pt;m=
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t-size-adjust: 100%;">
                                <a class=3D"mcnButton " title=3D"REMIND ME=
 TO MAKE CHANGES TO MY BUSINESS INSURANCE" href=3D"https://deshretcapital.=
us17.list-manage.com/track/click?u=3Da45d3e7c6df054b5f04df6b2c&id=3D2797af=
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00%" class=3D"mcnImageBlock" style=3D"min-width: 100%;border-collapse: col=
lapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 10=
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                <td valign=3D"top" style=3D"padding: 9px;mso-line-height-r=
ule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" c=
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ble-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;=
float: left;">
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tyle=3D"padding-right: 9px;padding-left: 9px;padding-top: 0;padding-bottom=
: 0;text-align: center;mso-line-height-rule: exactly;-ms-text-size-adjust:=
 100%;-webkit-text-size-adjust: 100%;">

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=09=09=09=09

=09=09=09=09
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00%" class=3D"mcnDividerBlock" style=3D"min-width: 100%;border-collapse: c=
ollapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust:=
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        <tr>
            <td class=3D"mcnDividerBlockInner" style=3D"min-width: 100%;pa=
dding: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webk=
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                                <a class=3D"mcnButton " title=3D"BECOME A=
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mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size=
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