관리-도구

편집 파일: 1625050274.M586441P9276.server.saraya-global.com,S=43500,W=44158:2,

Envelope-to: ramesh@saraya.com.my
Delivery-date: Wed, 30 Jun 2021 18:51:14 +0800
Message-Id: <5dcbd5a3.AVcAADTd16UAAchj8i4AALFa2t8AAYCr38QAm8GnAA8SVABg3Exx@mailjet.com>
MIME-Version: 1.0
From: Your CTOS Team <marketing@marketing.ctos.com.my>
To: ramesh@saraya.com.my
Subject: How to avoid late payments & protect your credit
Date: Wed, 30 Jun 2021 10:50:25 +0000 (UTC)
Feedback-Id: 42.987732.974353:MJ
Precedence: bulk
Content-Type: multipart/alternative; boundary="=-A6N9JmI7/69qWB4Q+g1J"
    
 Content analysis details:   (-0.3 points, 5.0 required)
  pts rule name              description
 ---- ---------------------- --------------------------------------------------
  0.0 URIBL_BLOCKED          ADMINISTRATOR NOTICE: The query to URIBL was
                             blocked.  See
                             http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block
                              for more information.
                             [URIs: ctos.com.my]
  0.8 BAYES_50               BODY: Bayes spam probability is 40 to 60%
                             [score: 0.5000]
 -0.0 SPF_PASS               SPF: sender matches SPF record
 -0.0 SPF_HELO_PASS          SPF: HELO matches SPF record
  0.0 HTML_MESSAGE           BODY: HTML included in message
  0.0 HTML_IMAGE_RATIO_04    BODY: HTML has a low ratio of text to image
                             area
  0.0 HTML_FONT_LOW_CONTRAST BODY: HTML font color similar or
                             identical to background
  0.1 DKIM_SIGNED            Message has a DKIM or DK signature, not necessarily
                             valid
 -0.1 DKIM_VALID             Message has at least one valid DKIM or DK signature
 -0.1 DKIM_VALID_AU          Message has a valid DKIM or DK signature from
                             author's domain
 -1.0 MAILING_LIST_MULTI     Multiple indicators imply a widely-seen list
                             manager
X-Spam-Flag: NO

--=-A6N9JmI7/69qWB4Q+g1J
Content-Type: text/plain; charset=utf-8
Content-Transfer-Encoding: quoted-printable

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/si8ol/v7vh9.png]

B. Malaysia [http://xmgz5.mjt.lu/nl2/xmgz5/5r05x.html?hl=3Den]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/0jhh6/v71j2.jpeg]

Late or missed payments will have a negative impact on your credit health. =
For instance, if you miss your monthly credit card or loan repayments, it w=
ill show up in your CCRIS record and will lower your credit score. This may=
 impact your ability to get your next loan. Not only that, you=E2=80=99ll h=
ave to pay extra for late payment fee!

Here are 3 tips on how to avoid late payments and protect your credit:

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/0jhh6/v71jv.png]

Learn more. [https://ctoscredit.com.my/learn/how-to-avoid-late-payments-pro=
tect-your-credit/]
Get your updated MyCTOS Score report today to help you keep track of your m=
onthly credit obligations, as well as help you get current with payments yo=
u=E2=80=99ve missed in the past.
<<Get MyCTOS Score Report>> [https://ctosid.ctos.com.my/ctosid_new/LoginPag=
e?utm_source=3DEmail%20Digital%20Marketing&utm_medium=3DEmail&utm_campaign=
=3DEmail%20Digital%20Marketing]

Download the free CTOS app

[https://itunes.apple.com/us/app/ctos/id656528483?mt=3D8]

[https://play.google.com/store/apps/details?id=3Dmy.com.ctos.android]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s7.png] [http://www.ctoscredi=
t.com.my/help]=C2=A0 Frequently Asked Questions [http://www.ctoscredit.com.=
my/help/]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1sy.png] [https://ctosid.ctos.=
com.my/ctosid_new/SimpleRegister?]=C2=A0 Live Chat Support [https://ctosid.=
ctos.com.my/ctosid_new/SimpleRegister] =C2=A0 | =C2=A0=C2=A0[https://xmgz5.=
mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s9.png] [http://www.ctoscredit.com.my]=C2=A0=
 www.ctoscredit.com.my [http://www.ctoscredit.com.my] =C2=A0 | =C2=A0=C2=A0=
[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11w.png] [http://www.ctoscredi=
t.com.my/contact-ctos.html?lng=3Den]=C2=A0 View list of branches [http://ww=
w.ctoscredit.com.my/contact-us/]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11x.png] [https://www.facebook=
.com/ctosdatasystems/]=C2=A0[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11=
0.png] [https://www.linkedin.com/company/ctos-data-systems]=C2=A0[https://x=
mgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11s.png] [https://www.youtube.com/channe=
l/UCWBjT5xztmtZQBDHdPsKXOQ]=C2=A0[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h=
/vr111.png] [https://www.instagram.com/ctoscredit/]

This e-mail has been sent to ramesh@saraya.com.my, click here to unsubscrib=
e http://xmgz5.mjt.lu/unsub2?hl=3Den&m=3DAVcAADTd16UAAchj8i4AALFa2t8AAYCr38=
QAm8GnAA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3hE&b=3D5dcbd5a3&e=3D44000b97&x=
=3DkQhavHJ-WhJ4s-z7EgKXqqb0raR6PUhe6TMqcrH0KEU.=

--=-A6N9JmI7/69qWB4Q+g1J
Content-Type: text/html; charset=utf-8
Content-Transfer-Encoding: quoted-printable

<!doctype html><html xmlns=3D"http://www.w3.org/1999/xhtml" xmlns:v=3D"urn:=
schemas-microsoft-com:vml" xmlns:o=3D"urn:schemas-microsoft-com:office:offi=
ce"><head><title>How to avoid late payments & protect your credit</title><!=
--[if !mso]><meta http-equiv=3D"X-UA-Compatible" content=3D"IE=3Ded=
ge"><meta http-equiv=3D"Content-Type" content=3D"text/html;=
 charset=3DUTF-8"><meta name=3D"viewport" content=3D"width=3Ddevice-width,i=
nitial-scale=3D1"><style type=3D"text/css">#outlook a { padding:0; }
          body { margin:0;padding:0;-webkit-text-size-adjust:100%;-ms-text-=
size-adjust:100%; }
          table, td { border-collapse:collapse;mso-table-lspace:0pt;mso-tab=
le-rspace:0pt; }
          img { border:0;height:auto;line-height:100%; outline:none;text-de=
coration:none;-ms-interpolation-mode:bicubic; }
          p { display:block;margin:13px 0; }</style><link href=3D"https://fonts.googleap=
is.com/css?family=3Dhelvetica" rel=3D"stylesheet" type=3D"text/css"><link h=
ref=3D"https://fonts.googleapis.com/css?family=3Dhelvetica neue" rel=3D"sty=
lesheet" type=3D"text/css"><link href=3D"https://fonts.googleapis.com/css?f=
amily=3Darial" rel=3D"stylesheet" type=3D"text/css"><style type=3D"text/css=
">@import url(https://fonts.googleapis.com/css?family=3Dhelvetica);
@import url(https://fonts.googleapis.com/css?family=3Dhelvetica neue);
@import url(https://fonts.googleapis.com/css?family=3Darial);</style><style type=3D"text/css">@media only screen and (min-width:480px)=
 {
        .mj-column-per-33 { width:33% !important; max-width: 33%; }
.mj-column-per-66 { width:66% !important; max-width: 66%; }
.mj-column-per-100 { width:100% !important; max-width: 100%; }
.mj-column-per-25 { width:25% !important; max-width: 25%; }
      }</style><style type=3D"text/css">[owa] .mj-column-per-33 { width:33%=
 !important; max-width: 33%; }
[owa] .mj-column-per-66 { width:66% !important; max-width: 66%; }
[owa] .mj-column-per-100 { width:100% !important; max-width: 100%; }
[owa] .mj-column-per-25 { width:25% !important; max-width: 25%; }</style><s=
tyle type=3D"text/css">@media only screen and (max-width:480px) {
      table.mj-full-width-mobile { width: 100% !important; }
      td.mj-full-width-mobile { width: auto !important; }
    }</style></head><body style=3D"background-color:#F4F4F4;"><div style=3D=
"background-color:#F4F4F4;"><div style=3D"background:#ffffff;backgroun=
d-color:#ffffff;margin:0px auto;max-width:600px;"><table align=3D"center" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"background:#ffffff;background-color:#ffffff;width:100%;"><tbody><tr><td=
 style=3D"direction:ltr;font-size:0px;padding:0px 0px 0px 0px;padding-botto=
m:0px;padding-left:0px;padding-right:0px;padding-top:0px;text-align:center;=
"><div class=3D"mj-column-per-33 mj-outlook-group-=
fix" style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-bl=
ock;vertical-align:middle;width:100%;"><table border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation" style=3D"vertical-align:middle;" =
width=3D"100%"><tr><td align=3D"center" style=3D"font-size:0px;padding:10px=
 25px 10px 25px;padding-right:25px;padding-left:25px;word-break:break-word;=
"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentat=
ion" style=3D"border-collapse:collapse;border-spacing:0px;"><tbody><tr><td =
style=3D"width:148px;"><img alt=3D"" height=3D"auto" src=3D"https://xmgz5.m=
jt.lu/tplimg/xmgz5/b/si8ol/v7vh9.png" style=3D"border:none;display:block;ou=
tline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" wid=
th=3D"148"></td></tr></tbody></table></td></tr></table></div><div class=3D"mj-column-per-66 mj-outlook-group-fix" style=3D"font-s=
ize:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:m=
iddle;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"vertical-align:middle;" width=3D"100%"><tr><=
td align=3D"left" style=3D"font-size:0px;padding:0px 25px 0px 25px;padding-=
top:0px;padding-right:25px;padding-bottom:0px;padding-left:25px;word-break:=
break-word;"><div style=3D"font-family:Arial, sans-serif;font-size:13px;let=
ter-spacing:normal;line-height:1;text-align:left;color:#000000;"><p class=
=3D"text-build-content" style=3D"text-align: right; margin: 10px 0; margin-=
top: 10px; margin-bottom: 10px;" data-testid=3D"SXkjyjhUl"><a class=3D"link=
-build-content" style=3D"color:inherit;; text-decoration: none;" target=3D"=
_blank" href=3D"http://xmgz5.mjt.lu/nl2/xmgz5/5r05x.html?hl=3Den"><span sty=
le=3D"color:#050dff;font-family:Arial;"><u>B. Malaysia</u></span></a></p></=
div></td></tr></table></div><div style=3D"backg=
round:transparent;background-color:transparent;margin:0px auto;max-width:60=
0px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" style=3D"background:transparent;background-color:=
transparent;width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0p=
x;padding:0px 0px 0px 0px;padding-bottom:0px;padding-left:0px;padding-right=
:0px;padding-top:0px;text-align:center;"><div class=3D"=
mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:l=
eft;direction:ltr;display:inline-block;vertical-align:top;width:100%;"><tab=
le border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" s=
tyle=3D"vertical-align:top;" width=3D"100%"><tr><td align=3D"center" style=
=3D"font-size:0px;padding:0px 0px 0px 0px;padding-top:0px;padding-right:0px=
;padding-bottom:0px;padding-left:0px;word-break:break-word;"><table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"b=
order-collapse:collapse;border-spacing:0px;" class=3D"mj-full-width-mobile"=
><tbody><tr><td style=3D"width:600px;" class=3D"mj-full-width-mobile"><img =
alt=3D"" height=3D"auto" src=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/0jhh6/v=
71j2.jpeg" style=3D"border:none;border-radius:0;display:block;outline:none;=
text-decoration:none;height:auto;width:100%;font-size:13px;" width=3D"600">=
</td></tr></tbody></table></td></tr></table></div></td></tr></tbody></table></div><div style=3D"background:#ffffff;background-color:#ffffff;margin:0px aut=
o;max-width:600px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"background:#ffffff;backgro=
und-color:#ffffff;width:100%;"><tbody><tr><td style=3D"direction:ltr;font-s=
ize:0px;padding:10px 15px 0px 15px;padding-bottom:0px;padding-left:15px;pad=
ding-right:15px;padding-top:10px;text-align:center;"><d=
iv class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;=
text-align:left;direction:ltr;display:inline-block;vertical-align:top;width=
:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"vertical-align:top;" width=3D"100%"><tr><td align=3D"le=
ft" style=3D"font-size:0px;padding:0px 15px 0px 15px;padding-top:0px;paddin=
g-right:15px;padding-bottom:0px;padding-left:15px;word-break:break-word;"><=
div style=3D"font-family:Arial, sans-serif;font-size:14px;letter-spacing:no=
rmal;line-height:1;text-align:left;color:#000000;"><p class=3D"text-build-c=
ontent" style=3D"text-align: center; margin: 10px 0; margin-top: 10px;" dat=
a-testid=3D"kkUgSKIOd"><span style=3D"font-family:Arial;font-size:14px;line=
-height:20px;">Late or missed payments will have a negative impact on your =
credit health. For instance, if you miss your monthly credit card or loan r=
epayments, it will show up in your CCRIS record and will lower your credit =
score. This may impact your ability to get your next loan. Not only that, y=
ou=E2=80=99ll have to pay extra for late payment fee!</span></p><p class=3D=
"text-build-content" style=3D"text-align: center; margin: 10px 0; margin-bo=
ttom: 10px;" data-testid=3D"kkUgSKIOd"><span style=3D"font-family:Arial;fon=
t-size:14px;line-height:20px;">Here are 3 tips on how to avoid late payment=
s and protect your credit:</span></p></div></td></tr></table></div></td></tr></tbody></table></div><!-=
-[if mso | IE]></td></tr></table><table align=3D"center" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" class=3D"" style=3D"width:600px;" width=3D"6=
00" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:ex=
actly;"><![endif]--><div style=3D"background:#ffffff;background-color:#ffff=
ff;margin:0px auto;max-width:600px;"><table align=3D"center" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"backgroun=
d:#ffffff;background-color:#ffffff;width:100%;"><tbody><tr><td style=3D"dir=
ection:ltr;font-size:0px;padding:0px 15px 0px 15px;padding-bottom:0px;paddi=
ng-left:15px;padding-right:15px;padding-top:0px;text-align:center;"><div class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D=
"font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-=
align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" style=3D"vertical-align:top;" width=3D"100%"><tr>=
<td align=3D"center" style=3D"font-size:0px;padding:0px 25px 10px 25px;padd=
ing-top:0px;padding-right:25px;padding-left:25px;word-break:break-word;"><t=
able border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"border-collapse:collapse;border-spacing:0px;"><tbody><tr><td styl=
e=3D"width:520px;"><img alt=3D"" height=3D"auto" src=3D"https://xmgz5.mjt.l=
u/tplimg/xmgz5/b/0jhh6/v71jv.png" style=3D"border:none;display:block;outlin=
e:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width=
=3D"520"></td></tr></tbody></table></td></tr></table></div></td></tr></tbody></table></div><div style=3D"background:#ffffff;background-color:#ffffff;mar=
gin:0px auto;max-width:600px;"><table align=3D"center" border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"background:#fff=
fff;background-color:#ffffff;width:100%;"><tbody><tr><td style=3D"direction=
:ltr;font-size:0px;padding:10px 10px 20px 10px;padding-bottom:20px;padding-=
left:10px;padding-right:10px;padding-top:10px;text-align:center;"><div class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"f=
ont-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-al=
ign:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" role=3D"presentation" style=3D"vertical-align:top;" width=3D"100%"><tr><t=
d align=3D"left" style=3D"font-size:0px;padding:10px 25px;padding-top:0px;p=
adding-bottom:0px;word-break:break-word;"><div style=3D"font-family:Arial, =
sans-serif;font-size:14px;letter-spacing:normal;line-height:1;text-align:le=
ft;color:#000000;"><p class=3D"text-build-content" style=3D"line-height: 22=
px; text-align: center; margin: 10px 0; margin-top: 10px; margin-bottom: 10=
px;" data-testid=3D"eJ-ok5FNA"><a class=3D"link-build-content" style=3D"col=
or:inherit;; text-decoration: none;" target=3D"_blank" href=3D"http://xmgz5=
.mjt.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8AAYCr38QAm8GnAA8SVABg3ExxS21BYgA_Tiu=
625fVRII2-gAO3hE/1/Nq_gKC8vTvkeIbzQZXDYyA/aHR0cHM6Ly9jdG9zY3JlZGl0LmNvbS5te=
S9sZWFybi9ob3ctdG8tYXZvaWQtbGF0ZS1wYXltZW50cy1wcm90ZWN0LXlvdXItY3JlZGl0Lz91=
dG1fY2FtcGFpZ249SG93JTIwdG8lMjBhdm9pZCUyMGxhdGUlMjBwYXltZW50cyUyMCUyNiUyMHB=
yb3RlY3QlMjB5b3VyJTIwY3JlZGl0JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1NYWlsam=
V0"><span style=3D"color:#037b85;font-family:Arial;font-size:14px;"><u>Lear=
n more.</u></span></a></p></div></td></tr><tr><td align=3D"left" style=3D"f=
ont-size:0px;padding:0px 25px 10px 25px;padding-top:0px;padding-right:25px;=
padding-bottom:10px;padding-left:25px;word-break:break-word;"><div style=3D=
"font-family:Arial, sans-serif;font-size:14px;letter-spacing:normal;line-he=
ight:1;text-align:left;color:#000000;"><p class=3D"text-build-content" styl=
e=3D"line-height: 22px; text-align: center; margin: 10px 0; margin-top: 10p=
x; margin-bottom: 10px;" data-testid=3D"PQa8L_f7l"><span style=3D"font-fami=
ly:Arial;font-size:14px;">Get your updated MyCTOS Score report today to hel=
p you keep track of your monthly credit obligations, as well as help you ge=
t current with payments you=E2=80=99ve missed in the past.</span></p></div>=
</td></tr><tr><td align=3D"center" vertical-align=3D"middle" style=3D"font-=
size:0px;padding:0px 25px 5px 25px;padding-top:0px;padding-right:25px;paddi=
ng-bottom:5px;padding-left:25px;word-break:break-word;"><table border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"border-=
collapse:separate;line-height:100%;"><tr><td align=3D"center" bgcolor=3D"#e=
d1c24" role=3D"presentation" style=3D"border:0px solid #ffffff;border-radiu=
s:3px;cursor:auto;mso-padding-alt:10px 25px 10px 25px;background:#ed1c24;" =
valign=3D"middle"><a href=3D"http://xmgz5.mjt.lu/lnk/AVcAADTd16UAAchj8i4AAL=
Fa2t8AAYCr38QAm8GnAA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3hE/2/SwK75DMz9lN4pdF=
oMIZuqQ/aHR0cHM6Ly9jdG9zaWQuY3Rvcy5jb20ubXkvY3Rvc2lkX25ldy9Mb2dpblBhZ2U_dXR=
tX3NvdXJjZT1FbWFpbCUyMERpZ2l0YWwlMjBNYXJrZXRpbmcmdXRtX21lZGl1bT1FbWFpbCZ1dG=
1fY2FtcGFpZ249RW1haWwlMjBEaWdpdGFsJTIwTWFya2V0aW5nJnV0bV9jYW1wYWlnbj1Ib3clM=
jB0byUyMGF2b2lkJTIwbGF0ZSUyMHBheW1lbnRzJTIwJTI2JTIwcHJvdGVjdCUyMHlvdXIlMjBj=
cmVkaXQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPU1haWxqZXQ" style=3D"display:i=
nline-block;background:#ed1c24;color:#ffffff;font-family:Arial, sans-serif;=
font-size:15px;font-weight:normal;line-height:120%;margin:0;text-decoration=
:none;text-transform:none;padding:10px 25px 10px 25px;mso-padding-alt:0px;b=
order-radius:3px;" target=3D"_blank"><span style=3D"font-size:15px;"><b>Get=
 MyCTOS Score Report</b></span></a></td></tr></table></td></tr></table></di=
v></td></tr></tbody></table=
></div><div style=3D"background:#efeff0;background=
-color:#efeff0;margin:0px auto;max-width:600px;"><table align=3D"center" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"background:#efeff0;background-color:#efeff0;width:100%;"><tbody><tr><td=
 style=3D"direction:ltr;font-size:0px;padding:10px 0px 0px 0px;padding-bott=
om:0px;padding-left:0px;padding-right:0px;padding-top:10px;text-align:cente=
r;"><div class=3D"mj-column-per-100 mj-outlook-group-fi=
x" style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-bloc=
k;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" style=3D"vertical-align:top;" width=3D=
"100%"><tr><td align=3D"left" style=3D"font-size:0px;padding:10px 25px;padd=
ing-top:0px;padding-bottom:0px;word-break:break-word;"><div style=3D"font-f=
amily:Arial, sans-serif;font-size:13px;letter-spacing:normal;line-height:1;=
text-align:left;color:#000000;"><p class=3D"text-build-content" style=3D"te=
xt-align: center; margin: 10px 0; margin-top: 10px; margin-bottom: 10px;" d=
ata-testid=3D"OIyMMqtwv"><span style=3D"font-family:Arial;font-size:13px;">=
Download the free CTOS app</span></p></div></td></tr></table></div></td></tr></tbody></table></div><!-=
-[if mso | IE]></td></tr></table><table align=3D"center" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" class=3D"" style=3D"width:600px;" width=3D"6=
00" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:ex=
actly;"><![endif]--><div style=3D"background:#efeff0;background-color:#efef=
f0;margin:0px auto;max-width:600px;"><table align=3D"center" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"backgroun=
d:#efeff0;background-color:#efeff0;width:100%;"><tbody><tr><td style=3D"dir=
ection:ltr;font-size:0px;padding:0px 0px 10px 0px;padding-bottom:10px;paddi=
ng-left:0px;padding-right:0px;padding-top:0px;text-align:center;"><div class=3D"mj-column-per-25 mj-outlook-group-fix" style=3D"fo=
nt-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-ali=
gn:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" style=3D"vertical-align:top;" width=3D"100%"></table=
></div><div class=3D"mj-column-per-25 mj-outlook-group-fi=
x" style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-bloc=
k;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" style=3D"vertical-align:top;" width=3D=
"100%"><tr><td align=3D"center" style=3D"font-size:0px;padding:10px 3px 10p=
x 3px;padding-right:3px;padding-left:3px;word-break:break-word;"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"border-collapse:collapse;border-spacing:0px;"><tbody><tr><td style=3D"w=
idth:144px;"><a href=3D"http://xmgz5.mjt.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8=
AAYCr38QAm8GnAA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3hE/3/lZCMbO9_gmiBuDPJ8dd0=
vg/aHR0cHM6Ly9pdHVuZXMuYXBwbGUuY29tL3VzL2FwcC9jdG9zL2lkNjU2NTI4NDgzP210PTgm=
dXRtX2NhbXBhaWduPUhvdyUyMHRvJTIwYXZvaWQlMjBsYXRlJTIwcGF5bWVudHMlMjAlMjYlMjB=
wcm90ZWN0JTIweW91ciUyMGNyZWRpdCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9TWFpbG=
pldA" target=3D"_blank"><img alt=3D"" height=3D"auto" src=3D"https://xmgz5.=
mjt.lu/tplimg/xmgz5/b/si8ol/v7vp2.png" style=3D"border:none;display:block;o=
utline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" wi=
dth=3D"144"></a></td></tr></tbody></table></td></tr></table></div><div class=3D"mj-column-per-25 mj-outlook-group-fix" style=3D"font=
-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align=
:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r=
ole=3D"presentation" style=3D"vertical-align:top;" width=3D"100%"><tr><td a=
lign=3D"center" style=3D"font-size:0px;padding:10px 3px 10px 3px;padding-ri=
ght:3px;padding-left:3px;word-break:break-word;"><table border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"border-collaps=
e:collapse;border-spacing:0px;"><tbody><tr><td style=3D"width:144px;"><a hr=
ef=3D"http://xmgz5.mjt.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8AAYCr38QAm8GnAA8SV=
ABg3ExxS21BYgA_Tiu625fVRII2-gAO3hE/4/J7Uz62Pzjl2jFF91O6DEmw/aHR0cHM6Ly9wbGF=
5Lmdvb2dsZS5jb20vc3RvcmUvYXBwcy9kZXRhaWxzP2lkPW15LmNvbS5jdG9zLmFuZHJvaWQmdX=
RtX2NhbXBhaWduPUhvdyUyMHRvJTIwYXZvaWQlMjBsYXRlJTIwcGF5bWVudHMlMjAlMjYlMjBwc=
m90ZWN0JTIweW91ciUyMGNyZWRpdCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9TWFpbGpl=
dA" target=3D"_blank"><img alt=3D"" height=3D"auto" src=3D"https://xmgz5.mj=
t.lu/tplimg/xmgz5/b/si8ol/v7vpp.png" style=3D"border:none;display:block;out=
line:none;text-decoration:none;height:auto;width:100%;font-size:13px;" widt=
h=3D"144"></a></td></tr></tbody></table></td></tr></table></div><div class=3D"mj-column-per-25 mj-outlook-group-fix" style=3D"font-s=
ize:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:t=
op;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" rol=
e=3D"presentation" style=3D"vertical-align:top;" width=3D"100%"></table></d=
iv></td></tr></tbody></tabl=
e></div><div style=3D"background:#ffffff;background=
-color:#ffffff;margin:0px auto;max-width:600px;"><table align=3D"center" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"background:#ffffff;background-color:#ffffff;width:100%;"><tbody><tr><td=
 style=3D"direction:ltr;font-size:0px;padding:20px 20px 20px 20px;padding-l=
eft:20px;padding-right:20px;text-align:center;"><div cl=
ass=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-=
align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%=
;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion" style=3D"vertical-align:top;" width=3D"100%"><tr><td style=3D"font-si=
ze:0px;padding:0px;padding-top:0px;padding-bottom:0px;word-break:break-word=
;"><div style=3D"font-family:Arial, sans-serif;font-size:13px;letter-spacin=
g:normal;line-height:24px;color:#000000;"><div style=3D"text-align: center;=
"><strong><span style=3D"font-size:12px"><span style=3D"font-family:arial,h=
elvetica neue,helvetica,sans-serif"><span style=3D"color:rgb(239, 65, 35)">=
<a href=3D"http://xmgz5.mjt.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8AAYCr38QAm8Gn=
AA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3hE/5/rZLK5x7ReC8Tp3YUgDRJhQ/aHR0cDovL3=
d3dy5jdG9zY3JlZGl0LmNvbS5teS9oZWxwP3V0bV9jYW1wYWlnbj1Ib3clMjB0byUyMGF2b2lkJ=
TIwbGF0ZSUyMHBheW1lbnRzJTIwJTI2JTIwcHJvdGVjdCUyMHlvdXIlMjBjcmVkaXQmdXRtX21l=
ZGl1bT1lbWFpbCZ1dG1fc291cmNlPU1haWxqZXQ" style=3D"; text-decoration: none;"=
><img align=3D"center" data-file-id=3D"477369" height=3D"22" src=3D"https:/=
/xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s7.png" style=3D"border: 0px  ; width=
: 21px; height: 21px; margin: 0px;" width=3D"25"></a></span>&nbsp; </span><=
/span><span style=3D"font-size:11px"><a href=3D"http://xmgz5.mjt.lu/lnk/AVc=
AADTd16UAAchj8i4AALFa2t8AAYCr38QAm8GnAA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3h=
E/6/sCAbitIPtJ_6yorX5wRobw/aHR0cDovL3d3dy5jdG9zY3JlZGl0LmNvbS5teS9oZWxwLz91=
dG1fY2FtcGFpZ249SG93JTIwdG8lMjBhdm9pZCUyMGxhdGUlMjBwYXltZW50cyUyMCUyNiUyMHB=
yb3RlY3QlMjB5b3VyJTIwY3JlZGl0JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1NYWlsam=
V0" target=3D"_blank" style=3D"; text-decoration: none;"><span style=3D"col=
or:rgb(0, 0, 0)"><span style=3D"font-family:arial,helvetica neue,helvetica,=
sans-serif">Frequently Asked Questions</span></span></a></span></strong><br=
><br><strong><span style=3D"font-family:arial,helvetica neue,helvetica,sans=
-serif"><a href=3D"http://xmgz5.mjt.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8AAYCr=
38QAm8GnAA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3hE/7/eCw1hXJU280qKf52DUUOeQ/aH=
R0cHM6Ly9jdG9zaWQuY3Rvcy5jb20ubXkvY3Rvc2lkX25ldy9TaW1wbGVSZWdpc3Rlcj8mdXRtX=
2NhbXBhaWduPUhvdyUyMHRvJTIwYXZvaWQlMjBsYXRlJTIwcGF5bWVudHMlMjAlMjYlMjBwcm90=
ZWN0JTIweW91ciUyMGNyZWRpdCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9TWFpbGpldA"=
 style=3D"; text-decoration: none;"><span style=3D"color:rgb(0, 0, 0)"><img=
 align=3D"center" data-file-id=3D"477377" height=3D"22" src=3D"https://xmgz=
5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1sy.png" style=3D"border: 0px  ; width: 21p=
x; height: 21px; margin: 0px;" width=3D"24"></span></a></span><span style=
=3D"font-size:10px"><span style=3D"color:rgb(0, 0, 0)"><span style=3D"font-=
family:arial,helvetica neue,helvetica,sans-serif">&nbsp; </span></span><spa=
n style=3D"font-family:arial,helvetica neue,helvetica,sans-serif"><a href=
=3D"http://xmgz5.mjt.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8AAYCr38QAm8GnAA8SVAB=
g3ExxS21BYgA_Tiu625fVRII2-gAO3hE/8/G9vOztBQ5men2Hsj-rFcXQ/aHR0cHM6Ly9jdG9za=
WQuY3Rvcy5jb20ubXkvY3Rvc2lkX25ldy9TaW1wbGVSZWdpc3Rlcj91dG1fY2FtcGFpZ249SG93=
JTIwdG8lMjBhdm9pZCUyMGxhdGUlMjBwYXltZW50cyUyMCUyNiUyMHByb3RlY3QlMjB5b3VyJTI=
wY3JlZGl0JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1NYWlsamV0" target=3D"_blank=
" style=3D"; text-decoration: none;"><span style=3D"color:rgb(0, 0, 0)">Liv=
e Chat Support</span></a></span><span style=3D"color:rgb(0, 0, 0)"><span st=
yle=3D"font-family:arial,helvetica neue,helvetica,sans-serif"> &nbsp; | &nb=
sp;&nbsp;</span></span></span><span style=3D"font-size:10px"><span style=3D=
"font-family:arial,helvetica neue,helvetica,sans-serif"><a href=3D"http://x=
mgz5.mjt.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8AAYCr38QAm8GnAA8SVABg3ExxS21BYgA=
_Tiu625fVRII2-gAO3hE/9/6PMhaAVL8MYHqntAeq_1tg/aHR0cDovL3d3dy5jdG9zY3JlZGl0L=
mNvbS5teT91dG1fY2FtcGFpZ249SG93JTIwdG8lMjBhdm9pZCUyMGxhdGUlMjBwYXltZW50cyUy=
MCUyNiUyMHByb3RlY3QlMjB5b3VyJTIwY3JlZGl0JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJ=
jZT1NYWlsamV0" style=3D"; text-decoration: none;"><span style=3D"color:rgb(=
0, 0, 0)"><img align=3D"center" data-file-id=3D"477381" height=3D"22" src=
=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s9.png" style=3D"border: 0=
px  ; width: 21px; height: 21px; margin: 0px;" width=3D"25"></span></a></sp=
an></span><span style=3D"font-size:10px"><span style=3D"color:rgb(0, 0, 0)"=
><span style=3D"font-family:arial,helvetica neue,helvetica,sans-serif">&nbs=
p; </span></span><span style=3D"font-family:arial,helvetica neue,helvetica,=
sans-serif"><a href=3D"http://xmgz5.mjt.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8A=
AYCr38QAm8GnAA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3hE/10/dlYyFmWQ5609QzPUX63G=
BQ/aHR0cDovL3d3dy5jdG9zY3JlZGl0LmNvbS5teT91dG1fY2FtcGFpZ249SG93JTIwdG8lMjBh=
dm9pZCUyMGxhdGUlMjBwYXltZW50cyUyMCUyNiUyMHByb3RlY3QlMjB5b3VyJTIwY3JlZGl0JnV=
0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1NYWlsamV0" target=3D"_blank" style=3D";=
 text-decoration: none;"><span style=3D"color:rgb(0, 0, 0)">www.ctoscredit.=
com.my</span></a></span><span style=3D"color:rgb(0, 0, 0)"><span style=3D"f=
ont-family:arial,helvetica neue,helvetica,sans-serif"> &nbsp; | &nbsp;&nbsp=
;</span></span></span><span style=3D"font-size:10px"><span style=3D"font-fa=
mily:arial,helvetica neue,helvetica,sans-serif"><a href=3D"http://xmgz5.mjt=
.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8AAYCr38QAm8GnAA8SVABg3ExxS21BYgA_Tiu625f=
VRII2-gAO3hE/11/PS8njf-jGAMvIzsLSQvcxA/aHR0cDovL3d3dy5jdG9zY3JlZGl0LmNvbS5t=
eS9jb250YWN0LWN0b3MuaHRtbD9sbmc9ZW4mdXRtX2NhbXBhaWduPUhvdyUyMHRvJTIwYXZvaWQ=
lMjBsYXRlJTIwcGF5bWVudHMlMjAlMjYlMjBwcm90ZWN0JTIweW91ciUyMGNyZWRpdCZ1dG1fbW=
VkaXVtPWVtYWlsJnV0bV9zb3VyY2U9TWFpbGpldA" style=3D"; text-decoration: none;=
"><span style=3D"color:rgb(0, 0, 0)"><img align=3D"center" data-file-id=3D"=
477385" height=3D"22" src=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11=
w.png" style=3D"border: 0px  ; width: 21px; height: 21px; margin: 0px;" wid=
th=3D"25"></span></a></span></span><span style=3D"font-size:10px"><span sty=
le=3D"color:rgb(0, 0, 0)"><span style=3D"font-family:arial,helvetica neue,h=
elvetica,sans-serif">&nbsp; </span></span><span style=3D"font-family:arial,=
helvetica neue,helvetica,sans-serif"><a href=3D"http://xmgz5.mjt.lu/lnk/AVc=
AADTd16UAAchj8i4AALFa2t8AAYCr38QAm8GnAA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3h=
E/12/9p9yMCs1gmBY0-Pif-MhCw/aHR0cDovL3d3dy5jdG9zY3JlZGl0LmNvbS5teS9jb250YWN=
0LXVzLz91dG1fY2FtcGFpZ249SG93JTIwdG8lMjBhdm9pZCUyMGxhdGUlMjBwYXltZW50cyUyMC=
UyNiUyMHByb3RlY3QlMjB5b3VyJTIwY3JlZGl0JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZ=
T1NYWlsamV0" target=3D"_blank" style=3D"; text-decoration: none;"><span sty=
le=3D"color:rgb(0, 0, 0)">View list of branches</span></a></span></span></s=
trong></div></div></td></tr><tr><td style=3D"font-size:0px;word-break:break=
-word;"><div style=3D"height:15px;">&nbsp;</div></td></tr><tr><td style=3D"font-=
size:0px;padding:0px;padding-top:0px;padding-bottom:0px;word-break:break-wo=
rd;"><div style=3D"font-family:Arial, sans-serif;font-size:13px;letter-spac=
ing:normal;line-height:24px;color:#000000;"><div style=3D"text-align: cente=
r;"><a href=3D"http://xmgz5.mjt.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8AAYCr38QA=
m8GnAA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3hE/13/vBEMssy8B1oNkY5DU1PuZA/aHR0c=
HM6Ly93d3cuZmFjZWJvb2suY29tL2N0b3NkYXRhc3lzdGVtcy8_dXRtX2NhbXBhaWduPUhvdyUy=
MHRvJTIwYXZvaWQlMjBsYXRlJTIwcGF5bWVudHMlMjAlMjYlMjBwcm90ZWN0JTIweW91ciUyMGN=
yZWRpdCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9TWFpbGpldA" target=3D"_blank" =
style=3D"; text-decoration: none;"><img data-file-id=3D"478597" height=3D"2=
6" src=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11x.png" style=3D"bor=
der: 0px initial ; width: 26px; height: 26px; margin: 0px;" width=3D"26"></=
a>&nbsp;<a href=3D"http://xmgz5.mjt.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8AAYCr=
38QAm8GnAA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3hE/14/Bdj56PUNyh0LlDY5YJcp5w/a=
HR0cHM6Ly93d3cubGlua2VkaW4uY29tL2NvbXBhbnkvY3Rvcy1kYXRhLXN5c3RlbXM_dXRtX2Nh=
bXBhaWduPUhvdyUyMHRvJTIwYXZvaWQlMjBsYXRlJTIwcGF5bWVudHMlMjAlMjYlMjBwcm90ZWN=
0JTIweW91ciUyMGNyZWRpdCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9TWFpbGpldA" ta=
rget=3D"_blank" style=3D"; text-decoration: none;"><img data-file-id=3D"478=
601" height=3D"26" src=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr110.p=
ng" style=3D"border: 0px initial ; width: 26px; height: 26px; margin: 0px;"=
 width=3D"26"></a>&nbsp;<a href=3D"http://xmgz5.mjt.lu/lnk/AVcAADTd16UAAchj=
8i4AALFa2t8AAYCr38QAm8GnAA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3hE/15/Mr6FkNQJ=
7NPHPMxr6oz2lA/aHR0cHM6Ly93d3cueW91dHViZS5jb20vY2hhbm5lbC9VQ1dCalQ1eHp0bXRa=
UUJESGRQc0tYT1E_dXRtX2NhbXBhaWduPUhvdyUyMHRvJTIwYXZvaWQlMjBsYXRlJTIwcGF5bWV=
udHMlMjAlMjYlMjBwcm90ZWN0JTIweW91ciUyMGNyZWRpdCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV=
9zb3VyY2U9TWFpbGpldA" target=3D"_blank" style=3D"; text-decoration: none;">=
<img data-file-id=3D"478605" height=3D"26" src=3D"https://xmgz5.mjt.lu/tpli=
mg/xmgz5/b/x4h7h/vr11s.png" style=3D"border: 0px initial ; width: 26px; hei=
ght: 26px; margin: 0px;" width=3D"26"></a>&nbsp;<a href=3D"http://xmgz5.mjt=
.lu/lnk/AVcAADTd16UAAchj8i4AALFa2t8AAYCr38QAm8GnAA8SVABg3ExxS21BYgA_Tiu625f=
VRII2-gAO3hE/16/Av6ZmkdzrjEDwmabyrIbgA/aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS9j=
dG9zY3JlZGl0Lz91dG1fY2FtcGFpZ249SG93JTIwdG8lMjBhdm9pZCUyMGxhdGUlMjBwYXltZW5=
0cyUyMCUyNiUyMHByb3RlY3QlMjB5b3VyJTIwY3JlZGl0JnV0bV9tZWRpdW09ZW1haWwmdXRtX3=
NvdXJjZT1NYWlsamV0" target=3D"_blank" style=3D"; text-decoration: none;"><i=
mg data-file-id=3D"478593" height=3D"26" src=3D"https://xmgz5.mjt.lu/tplimg=
/xmgz5/b/x4h7h/vr111.png" style=3D"border: 0px  ; width: 26px; height: 26px=
; margin: 0px;" width=3D"26"></a></div></div></td></tr></table></div></td></tr></tbody></table></div><=
!--[if mso | IE]></td></tr></table><table align=3D"center" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" class=3D"" style=3D"width:600px;" width=3D=
"600" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:=
exactly;"><![endif]--><div style=3D"margin:0px auto;max-width:600px;"><tabl=
e align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;=
font-size:0px;padding:20px 0px 20px 0px;text-align:center;"><div class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-s=
ize:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:t=
op;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" rol=
e=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:to=
p;padding:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"100%"><tr><td align=3D"left" style=3D"font-size:=
0px;padding:10px 25px;padding-top:0px;padding-bottom:0px;word-break:break-w=
ord;"><div style=3D"font-family:Arial, sans-serif;font-size:13px;letter-spa=
cing:normal;line-height:1;text-align:left;color:#000000;"><p class=3D"text-=
build-content" style=3D"text-align: center; margin: 10px 0; margin-top: 10p=
x; margin-bottom: 10px;"><span style=3D"color:#000000;font-size:13px;line-h=
eight:22px;font-family:Arial;">This e-mail has been sent to ramesh@saraya.c=
om.my, </span><a target=3D"_blank" href=3D"http://xmgz5.mjt.lu/unsub2?hl=3D=
en&amp;m=3DAVcAADTd16UAAchj8i4AALFa2t8AAYCr38QAm8GnAA8SVABg3ExxS21BYgA_Tiu6=
25fVRII2-gAO3hE&amp;b=3D5dcbd5a3&amp;e=3D44000b97&amp;x=3DkQhavHJ-WhJ4s-z7E=
gKXqqb0raR6PUhe6TMqcrH0KEU" style=3D"; text-decoration: none;"><span style=
=3D"color:#000000;font-size:13px;line-height:22px;font-family:Arial;">click=
 here to unsubscribe</span></a><span style=3D"color:#000000;font-size:13px;=
line-height:22px;font-family:Arial;">.</span></p></div></td></tr></table></=
td></tr></tbody></table></div></td></tr></tbody></table></div></div>
<br/><img src=3D"http://xmgz5.mjt.lu/oo/AVcAADTd16UAAchj8i4AALFa2t8AAYCr38Q=
Am8GnAA8SVABg3ExxS21BYgA_Tiu625fVRII2-gAO3hE/efea6903/e.gif" height=3D"1" w=
idth=3D"1" alt=3D"" border=3D"0" style=3D"height:1px;width:1px;border:0;"/>
</body></html>=

--=-A6N9JmI7/69qWB4Q+g1J--