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From: Your CTOS Team <marketing@marketing.ctos.com.my>
To: ramesh@saraya.com.my
Subject: 3 steps that can help you manage debt. A true story about Aliff*
 (Final ,Part 3)
Date: Fri, 25 Jun 2021 12:28:39 +0000 (UTC)
Feedback-Id: 42.987732.974353:MJ
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[https://xmgz5.mjt.lu/tplimg/xmgz5/b/0jhvi/v71jx.jpeg]

B. Malaysia [http://xmgz5.mjt.lu/nl2/xmgz5/5r042.html?hl=3Den]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/siknh/v7vs4.jpeg]

Debt that has been left to accumulate can feel overwhelming to deal with. I=
f you=E2=80=99re in this situation, don=E2=80=99t panic =E2=80=93 there are=
 ways to handle this and manage debt the right way. If you=E2=80=99re havin=
g difficulties or unsure where to start, these are 3 steps you can take:
[https://xmgz5.mjt.lu/tplimg/xmgz5/b/siknh/v7vs5.jpeg]
Read more here. [https://www.multiply.org.my/en/blog/how-i-avoided-bankrupt=
cy-part-3/]
A good way to stay on top of your financial and credit health at all times =
is to check your updated MyCTOS Score report regularly, so you can take ear=
ly steps to fix any issues.

<<Read Aliff's Story>> [https://www.multiply.org.my/en/blog/how-i-avoided-b=
ankruptcy-part-3/]

<<Get MyCTOS Score Report>> [https://ctosid.ctos.com.my/ctosid_new/LoginPag=
e?utm_source=3DEmail%20Digital%20Marketing&utm_medium=3DEmail&utm_campaign=
=3DEmail%20Digital%20Marketing]

*Note: Name changed to protect individual=E2=80=99s identity

Check out multiply.org.my [http://multiply.org.my] now to learn how to mana=
ge your money better.

Multiply is a free personal finance platform for Malaysians

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align: center; margin: 10px 0; margin-top: 10px; margin-bottom: 10px;" data=
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t that has been left to accumulate can feel overwhelming to deal with. If y=
ou=E2=80=99re in this situation, don=E2=80=99t panic =E2=80=93 there are wa=
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center; margin: 10px 0; margin-top: 10px; margin-bottom: 10px;" data-testid=
=3D"V7jKdpgDe"><a class=3D"link-build-content" style=3D"color:inherit;; tex=
t-decoration: none;" target=3D"_blank" href=3D"http://xmgz5.mjt.lu/lnk/AMAA=
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1haWwmdXRtX3NvdXJjZT1NYWlsamV0"><span style=3D"color:inherit;font-family:Ar=
ial;font-size:13px;"><u>Read more here.</u></span></a></p></div></td></tr><=
tr><td align=3D"left" style=3D"background:#ffffff;font-size:0px;padding:0px=
 25px 0px 25px;padding-top:0px;padding-right:25px;padding-bottom:0px;paddin=
g-left:25px;word-break:break-word;"><div style=3D"font-family:Arial, sans-s=
erif;font-size:14px;letter-spacing:normal;line-height:1;text-align:left;col=
or:#000000;"><p class=3D"text-build-content" style=3D"line-height: 22px; te=
xt-align: center; margin: 10px 0; margin-top: 10px; margin-bottom: 10px;" d=
ata-testid=3D"F-u5bY6g_"><span style=3D"color:inherit;font-family:Arial;fon=
t-size:14px;">A good way to stay on top of your financial and credit health=
 at all times is to check your updated MyCTOS Score report regularly, so yo=
u can take early steps to fix any issues.</span></p></div></td></tr></table=
></div></td></tr></tbody></=
table></div><div style=3D"background:#dcf1fd;backgro=
und-color:#dcf1fd;margin:0px auto;max-width:600px;"><table align=3D"center"=
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<span style=3D"color:#000000;font-size:13px;"><b>Read Aliff's Story</b></sp=
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olid #ffffff;border-radius:3px;cursor:auto;mso-padding-alt:10px 25px 10px 2=
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