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From: Your CTOS Team <marketing@marketing.ctos.com.my>
To: ramesh@saraya.com.my
Subject: How I avoided bankruptcy. A true story about Aliff*
Date: Wed,  9 Jun 2021 11:36:29 +0000 (UTC)
Feedback-Id: 42.987732.974353:MJ
Precedence: bulk
Content-Type: multipart/alternative; boundary="=-uGd1wPzt0ZUwoqdV43+Q"
    
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                             [URIs: multiply.org.my]
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[https://xmgz5.mjt.lu/tplimg/xmgz5/b/0jhvi/v71jx.jpeg]

B. Malaysia [http://xmgz5.mjt.lu/nl2/xmgz5/5r0lo.html?hl=3Den]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/s6hoz/v7zku.jpeg]

The term 'bankruptcy' sounds scary, but it can happen if your debt is not m=
anaged properly. The good news is, bankruptcy can be avoided with proper de=
bt management and knowledge about your personal finances. Read more about A=
liff's personal story in Part 1 [https://www.multiply.org.my/en/blog/how-i-=
avoided-bankruptcy-part-1] of our 3-part blog series, so you can learn how =
to handle a similar situation when it comes to debt.

A good way to stay on top of your financial and credit health at all times =
is to check your updated MyCTOS Score report regularly, so you can take ear=
ly steps to fix any issues.

<<Read Aliff's Story>> [https://www.multiply.org.my/en/blog/how-i-avoided-b=
ankruptcy-part-1/]

<<Get MyCTOS Score Report>> [https://ctosid.ctos.com.my/ctosid_new/LoginPag=
e?utm_source=3DEmail%20Digital%20Marketing&utm_medium=3DEmail&utm_campaign=
=3DEmail%20Digital%20Marketing]

*Note: Name changed to protect individual=E2=80=99s identity

Check out multiply.org.my [http://multiply.org.my] now to learn how to mana=
ge your money better.

Multiply is a free personal finance platform for Malaysians

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style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block;v=
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x; text-align: center; margin: 10px 0; margin-top: 10px;" data-testid=3D"Eu=
fZxCyuT"><span style=3D"font-family:Arial;font-size:14px;">The term 'bankru=
ptcy' sounds scary, but it can happen if your debt is not managed properly.=
 The good news is, bankruptcy can be avoided with proper debt management an=
d knowledge about your personal finances. Read more about Aliff's personal =
story in </span><a class=3D"link-build-content" style=3D"color:inherit;; te=
xt-decoration: none;" target=3D"_blank" href=3D"http://xmgz5.mjt.lu/lnk/AMI=
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rit;font-family:Arial;font-size:14px;"><u>Part 1</u></span></a><span style=
=3D"font-family:Arial;font-size:14px;"> of our 3-part blog series, so you c=
an learn how to handle a similar situation when it comes to debt.</span></p=
><p class=3D"text-build-content" style=3D"line-height: 21px; text-align: ce=
nter; margin: 10px 0; margin-bottom: 10px;" data-testid=3D"EufZxCyuT"><span=
 style=3D"font-family:Arial;font-size:14px;">A good way to stay on top of y=
our financial and credit health at all times is to check your updated MyCTO=
S Score report regularly, so you can take early steps to fix any issues.</s=
pan></p></div></td></tr></table></div></td></tr></tbody></table></div><div styl=
e=3D"background:#dcf1fd;background-color:#dcf1fd;margin:0px auto;max-width:=
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px 25px 10px 25px;mso-padding-alt:0px;border-radius:3px;" target=3D"_blank"=
><span style=3D"color:#000000;font-size:13px;"><b>Read Aliff's Story</b></s=
pan></a></td></tr></table></td></tr></table></div><div cl=
ass=3D"mj-column-per-50 mj-outlook-group-fix" style=3D"font-size:0px;text-a=
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=3D"font-size:15px;"><b>Get MyCTOS Score Report</b></span></a></td></tr></t=
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