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Delivery-date: Mon, 24 May 2021 03:36:42 +0800
Organization: OTC
Message-ID: <2f30e3e8131acb82070b1c8900333af2@otcsb.com.my>
From: "james@otcsb.com.my" <james@otcsb.com.my>
To: "HI SIR/MADAM," <james@otcsb.com.my>
Date: Mon, 24 May 2021 01:39:41 +0800
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	boundary="1c58d7d8fa0c766416396cdc0019f6b2"
Subject: ***SPAM*** N HOUSE-FINANCE FOR NON FINANCE PROFESSIONALS

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CLICK HERE TO DOWNLOAD THE FULL BROCHURE FILE

FINANCE FOR NON FINANCE PROFESSIONALS=A0=A0=A0=20

This program can be specially tailored and customized to meet your =
training=20
objectives

Kindly find above attached for the full brochure for this programs

We hope you find it informative and interesting and we look forward to =
seeing=20
you soon

=A0

(HRDF/SBL Khas Claimable)

2 days In-House =
Program=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=
=A0=A0=A0=A0=A0=A0 By Joyce

=A0

OVERVIEWS:

In today=92s changing business conditions and intense competition, there =
is a=20
need for all functional or business heads to grasp, understand and apply =
fundamentals=20
of financial accounting knowledge in respective areas or business units =
to=20
be all rounded professional managers. Moving forward, most functional and =
business=20
managers are expected are deemed =91owners=92 of the profit & loss =
numbers!=20

=A0

By acquiring this skill, this will enable them to better understand and =
analyses=20
financials statements, contribute effectively in the budgeting process =
and=20
makes effective decision in investment and project selection. This =
programme=20
will highlight methods used by finance function which are relevant today =
for=20
management decision support=2E

=A0

Who should attend: Professionals, Senior Managers, Managers, Executives =
who=20
had no formal training in accounting & finance but wish to understand and =
interpret=20
financial statements and enhance financial management & budget setting =
process=2E

=A0

OBJECTIVES:

On completion of the programme, participants will be able to:-

1.=A0=A0=A0=A0=A0=A0 Master the interpretation of financial statements

2.=A0=A0=A0=A0=A0=A0 Identify key financial concerns via variance analysis =
for financial=20
sector products=2E

3.=A0=A0=A0=A0=A0=A0 Know how to analyse and evaluate key financial =
indicators in view=20
to contribute towards improving organisation=92s performance

4.=A0=A0=A0=A0=A0=A0 Understand the concepts, language and basic rules of =
accounting &=20
finance=2E

5.=A0=A0=A0=A0=A0=A0 Equip oneself with knowledge in order to effectively =
manage a business=20
organization.=20

=A0

TRAINING APPROACH:

Where appropriate, activities will include the following:

-=A0=A0=A0=A0=A0=A0 Lecture & Videos

-=A0=A0=A0=A0=A0=A0 Faciliated Group Discussions & Quiz

-=A0=A0=A0=A0=A0=A0 Practical exercises and case studies

=A0

Outline Of Workshop

The key content of the program include the following:

=A0

Introduction to Finance Accounting & Finance Analysis

Building Financial Knowledge:=20

-=A0=A0=A0=A0=A0=A0 Financial Terminology

-=A0=A0=A0=A0=A0=A0 Practical understanding of practical finance and =
accounting concepts

=A0

Understanding financial statements

Types of financial statements: Profit & Loss, Cash Flow, Balance Sheet & =
its=20
importance and usefulness

Evaluation business performance and viability through:

-=A0=A0=A0=A0=A0=A0 Margin analysis

-=A0=A0=A0=A0=A0=A0 Return of Investment (ROI), Gearing (leverage) & =
liquidity ratios

=A0

Learn the golden rule of financial management (personal & company finance)

-=A0=A0=A0=A0=A0=A0 Working capital management

-=A0=A0=A0=A0=A0=A0 Why rich companies get richer?

-=A0=A0=A0=A0=A0=A0 Cash versus profit measures

=A0

Management reporting: Variance Analysis

-=A0=A0=A0=A0=A0=A0 Understanding essentials of variance analysis & how =
variances are calculated=2E

-=A0=A0=A0=A0=A0=A0 What causes budget variances?

=A0

Budget process

-=A0=A0=A0=A0=A0=A0 Overview of Top Down and Bottoms Up budgeting and =
forecasting process=20
& methodologies with simple practical exercises=2E

-=A0=A0=A0=A0=A0=A0 Importance of assumptions and SWOT analysis for budget =
setting exercise=2E

-=A0=A0=A0=A0=A0=A0 Identify which cost element which are difficult to =
forecast

-=A0=A0=A0=A0=A0=A0 Capital Expenditure and Revenue Expenditure Concepts=2E

=A0

=A0Understanding budget via understanding of cost

-=A0=A0=A0=A0=A0=A0 Cost element classification

-=A0=A0=A0=A0=A0=A0 Value Costing

-=A0=A0=A0=A0=A0=A0 Costing methods and structure

-=A0=A0=A0=A0=A0=A0 Identify firm=92s Cost drivers

-=A0=A0=A0=A0=A0=A0 Different types of cost =96 fixed, variable

-=A0=A0=A0=A0=A0=A0 Breakeven and contribution analysis

=A0

Cash Flow Statement & Management

-=A0=A0=A0=A0=A0=A0 Ten Tips for Managing Cash Flow for Companies

-=A0=A0=A0=A0=A0=A0 Understanding operating cash flow by work capital =
management

-=A0=A0=A0=A0=A0=A0 Working Capital Management definition and its =
importance in cash flow=20
management

-=A0=A0=A0=A0=A0=A0 Managing company inventories for enhancing cash =
liquidity

-=A0=A0=A0=A0=A0=A0 Understanding Cash Flow Statement Components for =
forecasting

-=A0=A0=A0=A0=A0=A0 Sample CF format case study interpretation=2E

=A0

ABOUT THE FACILITATOR=20

=A0

Joyce

=95 Chartered Accountant, Fellow ACCA UK (Year 2008) and MIA (Year 2003)
=95 Certified Train the Trainer (TTT), PSMB, 2015 No: 13320
=95 Certified Neuro Linguistic Programme (NLP) Practitioner & Certified =
TimeLine=20
Therapy NLP Coach, 2017 (ABNLP) & Licensed Hypnotherapist (Association of =
Hypnotherapy=20
Practitioners Malaysia AHPM 2017)
=95 Certified Change Management Practitioner (PROSCI USA =96 2017)

=A0

Joyce is a Fellow Member of Chartered Association of Certified =
Accountants=20
(ACCA), United Kingdom (UK) and a Chartered Accountant member of Malaysia =
Institute=20
of Accountants (MIA). Her career began in one of the largest Malaysia =
conglomerate,=20
Berjaya Group of Companies in role of a group financial accountant. She =
then=20
moved into telecommunications (Maxis Communications, Nokia Networks) and =
ICT=20
industry (IBM Malaysia) in various roles in management, business & =
operational=20
finance, finance analysis, planning & budgeting. Since year 2012 & =
beyond,=20
she was headhunted to join one of the established regional and global =
FMCG=20
food/beverage, finance tech and recently, Avon, a global cosmetics single =
and=20
multi -level marketing industry in a senior commercial finance leadership =
role=2E

=A0

Her interest in training and facilitation began in Nokia Networks =
Malaysia=20
when she was requested to train business managers the essentials of =
finance=20
analysis, Sarbannes Oxley (SOX) compliance requirements and =
interpretation=20
of financials=2E

Due to passion and interest in public speaking, training and development =
she=20
was the Past President of Malaysian Insititute of Human Resource =
Management=20
(MIHRM) Toastmasters Club in year 2007-2008. She successfully obtained =
Advance=20
Communication Bronze, Advanced Communication Silver (ACB, ACS) and =
Competent=20
Leader (CL) communication awards from Toastmasters International, USA.=A0 =
In=20
addition, she was Past President of Rotaract Club of Port Klang =
Centennial,=20
part of Rotary International Organisation=2E

=A0

What you can expect from Joyce is the ability to explain some how complex =
financial=20
concepts in layman=92s terms. Plus point is her vast experience in =
business,=20
finance, accounting & people management gained in Malaysia PLCs and =
global=20
multi-national companies will enriches participants=92 knowledge and =
increases=20
their aptitude for appreciating the intricate subject of Finance and =
Management.=20
She also familiar with training of junior accountants in shared services =
accounting=20
function environment due to exposure in IBM Malaysia in shared services =
regional=20
accounting & finance center=2E

=A0

She has conducted various programs such as:

-=A0=A0=A0=A0=A0=A0 Finance for Non Finance Personnel & Managers

-=A0=A0=A0=A0=A0=A0 Use of Financial Information for Strategic Cost =
Management

-=A0=A0=A0=A0=A0=A0 Effective Financial Management.=20

-=A0=A0=A0=A0=A0=A0 Effective Credit Control Management and Processes

-=A0=A0=A0=A0=A0=A0 Business Accounting & Accounting Functions=20

-=A0=A0=A0=A0=A0=A0 Budgeting & Strategic Planning

-=A0=A0=A0=A0=A0=A0 Financial Wellness & Literacy Workshop: Money and Me =
programmes=2E

-=A0=A0=A0=A0=A0=A0 Accounting standards workshop and training

=A0

The list of clients who had benefitted from her expertise were:

-=A0=A0=A0=A0=A0=A0 PMI Industries Sdn Bhd, & Mackenzie Industries =
(subsidiaries of Wah=20
Seong Group)

-=A0=A0=A0=A0=A0=A0 Star Media Radio Group of Companies

-=A0=A0=A0=A0=A0=A0 MyWIN Academy Berhad (Prime Minister=92s Department)

-=A0=A0=A0=A0=A0=A0 Wah Seong Group Corporation Berhad

-=A0=A0=A0=A0=A0=A0 Clipsal Manufacturing (Schneider Electric)

-=A0=A0=A0=A0=A0=A0 Bintulu Development Authority (BDA)

-=A0=A0=A0=A0=A0=A0 Sudong (subsidiary company of Singtel =
Telecommunications Inc) Malacca=20
& Klang=20

-=A0=A0=A0=A0=A0=A0 UMW Corporation Berhad SL1M programmes

-=A0=A0=A0=A0=A0=A0 Gentpac Malaysia (Shared Services Accounting and =
Finance Center)=20

-=A0=A0=A0=A0=A0=A0 UEM Edgenta Malaysia Berhad

-=A0=A0=A0=A0=A0=A0 Construction Industrial Development Berhad (CIDB)

-=A0=A0=A0=A0=A0=A0 Malaysian Communications and Multimedia Commission =
(MCMC)

-=A0=A0=A0=A0=A0=A0 Amway Malaysia Holdings Berhad

-=A0=A0=A0=A0=A0=A0 Salcon Engineering Berhad

-=A0=A0=A0=A0=A0=A0 Malakoff Corporation Berhad (MCB) and subsidiaries.=20

-=A0=A0=A0=A0=A0=A0 Human Resource Development Fund (HRDF) Finance Public =
Programmes: PENJANA=20
for Small & Medium Size (SME)=A0=A0=A0=A0=A0

=A0

=A0CLICK HERE TO DOWNLOAD THE FULL BROCHURE FILE

We hope you find it informative and interesting and we look

forward to seeing you soon=2E

Please act fast to grab your favourite training program! Please call =
012-588=20
2263

or email to james@otc.com.my

=A0

Do forward this email to all your friends and colleagues who might be =
interested=20
to attend these programs

=A0

If you would like to unsubscribe from our email list at any time, please =
simply=20
reply to the e-mail and type

Unsubscribein the subject area. We will remove your name from the list =
and=20
you will not receive any additional e-mail

=A0

Thanks

=A0

Regards

James

OTC Training Centre Sdn Bhd
Mobile No. : 012-5882263

Email address: james@otc.com.my

website:www.otc.com.my

Facebook: www.facebook.com/otcmalaysia

Linkedin :http://linkedin.com/in/otctrainingcentre

Instagram : https://www.instagram.com/otctrainingcentre/

=93Be sure to follow my LinkedIn, Facebook and instagram page, where I =
share=20
breaking news and information=94

We Believe in connecting Knowledge...both for your People & Industry

=A0

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<meta content=3D"text/html; charset=3D" http-equiv=3D"content-type">
</head>
<body style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Tahoma, Tahoma">
<span=20
style=3D'FONT-SIZE: 22pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
blue'><a=20
href=3D"https://drive.google.com/file/d/1dMueULvFdk3CdFr6HqQigjGA80gqTzV9/v=
iew?usp=3Dsharing"><font=20
size=3D3>CLICK HERE TO DOWNLOAD THE FULL BROCHURE =
FILE</a>
<span=20
style=3D'FONT-SIZE: 22pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
blue'>FINANCE=20
FOR NON FINANCE PROFESSIONALS&nbsp;&nbsp;&nbsp; <?xml:namespace prefix =3D =
"o" ns=20
=3D "urn:schemas-microsoft-com:office:office" /><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif'>This program can be =
specially=20
tailored and customized to meet your training =
objectives<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>Kindly find above attached for the full brochure for this=20
programs<o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif'>We hope you find it =
informative and=20
interesting and we look forward to seeing you soon
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif'><span=20
style=3D'FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>&nbsp;
<font=20
size=3D3>(HRDF/SBL Khas Claimable)<o:p></o:p>
<font=20
size=3D3>2 days In-House=20
Program&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
;&nbsp;&nbsp;&nbsp;&nbsp;=20
By Joyce<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p><span=20
style=3D"TEXT-DECORATION: none">&nbsp;</o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>OVERVIEWS:<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>In =
today=92s=20
changing business conditions and intense competition, there is a need for =
all=20
functional or business heads to grasp, understand and apply fundamentals =
of=20
financial accounting knowledge in respective areas or business units to be =
all=20
rounded professional managers. Moving forward, most functional and =
business=20
managers are expected are deemed =91owners=92 of the profit &amp; loss =
numbers!=20
<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>By =
acquiring this=20
skill, this will enable them to better understand and analyses financials=20
statements, contribute effectively in the budgeting process and makes =
effective=20
decision in investment and project selection. This programme will =
highlight=20
methods used by finance function which are relevant today for management=20
decision support.<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p>&nbsp;</o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Who should =
attend:=20
Professionals, Senior Managers, Managers, Executives who had no formal =
training=20
in accounting &amp; finance but wish to understand and interpret =
financial=20
statements and enhance financial management &amp; budget setting=20
process.<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p>&nbsp;</o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>OBJECTIVES:<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>On =
completion of=20
the programme, participants will be able to:-<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">1.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Master =
the=20
interpretation of financial statements<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">2.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Identify =
key=20
financial concerns via variance analysis for financial sector=20
products.<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">3.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Know how =
to=20
analyse and evaluate key financial indicators in view to contribute =
towards=20
improving organisation=92s performance<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">4.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Understand =
the=20
concepts, language and basic rules of accounting &amp;=20
finance.<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">5.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Equip =
oneself with=20
knowledge in order to effectively manage a business organization.=20
<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>TRAINING=20
APPROACH:<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Where =
appropriate,=20
activities will include the following:<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Lecture =
&amp;=20
Videos<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Faciliated =
Group=20
Discussions &amp; Quiz<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Practical=20
exercises and case studies<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p>&nbsp;</o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
BACKGROUND: white; COLOR: black; LINE-HEIGHT: 115%'>Outline=20
Of Workshop<o:p></o:p>
<div align=3Dcenter>
<table class=3DMsoNormalTable=20
style=3D"BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; =
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 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>The=20
 key content of the program include the =
following:<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>&nbsp;<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>Introduction=20
 to Finance Accounting &amp; Finance =
Analysis<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>Building=20
 Financial Knowledge<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>:=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Financial=20
 Terminology<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Practical=20
 understanding of practical finance and accounti<span=20
 style=3D"COLOR: black">ng =
concepts<o:p></o:p>
 <o:p><span=20
 style=3D"TEXT-DECORATION: none"><font=20
 face=3DCalibri>&nbsp;</o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>Understanding=20
 financial statements<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>Types=20
 of financial statements: Profit &amp; Loss, Cash Flow, Balance Sheet =
&amp;=20
 its importance and usefulness<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>Evaluation=20
 business performance and viability through:<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Margin=20
 analysis<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Return of=20
 Investment (ROI), Gearing (leverage) =
&amp;=20
 liquidity ratios<o:p></o:p>
 <o:p><font=20
 face=3DCalibri>&nbsp;</o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>Learn=20
 the golden rule of financial management (personal &amp; company=20
 finance)<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Working=20
 capital management<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Why =
rich=20
 companies get richer?<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Cash<span=20
 style=3D"COLOR: black"> versus profit =
measures<o:p></o:p>
 <o:p><font=20
 face=3DCalibri>&nbsp;</o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>Management=20
 reporting: Variance Analysis<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Understanding=20
 essentials of variance analysis &amp; how variances are=20
 calculated.<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>What =
<span=20
 style=3D"COLOR: black">causes budget =
variances?<o:p></o:p>
 <p=20
 style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 10.95pt; LINE-HEIGHT: =
110%"><span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'>&nbsp;<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p></td>
 <td=20
 style=3D"BORDER-TOP: windowtext 1pt solid; HEIGHT: 62.1pt; =
BORDER-RIGHT: windowtext 1pt solid; WIDTH: 453.3pt; BORDER-BOTTOM: =
windowtext 1pt solid; PADDING-BOTTOM: 0cm; PADDING-TOP: 0cm; PADDING-LEFT: =
5.4pt; BORDER-LEFT: #f0f0f0; PADDING-RIGHT: 5.4pt; BACKGROUND-COLOR: =
transparent"=20
 vAlign=3Dtop width=3D604>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'><o:p><span=20
 style=3D"TEXT-DECORATION: =
none">&nbsp;</o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>Budget=20
 process<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Overview of=20
 Top Down and Bottoms Up budgeting and forecasting process &amp;=20
 methodologies with simple practical exercises.<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Importance=20
 of assumptions and SWOT analysis for budget setting=20
 exercise.<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Identify=20
 which cost element which are difficult to =
forecast<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Capital=20
 Expenditure and Revenue Expenditure=20
 Concepts.<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>&nbsp;<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>&nbsp;Understanding=20
 budget via understanding of cost<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Cost =
element=20
 classification<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Value=20
 Costing<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Costing=20
 methods and structure<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Identify=20
 firm=92s Cost drivers<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Different=20
 types of cost =96 fixed, variable<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Break<span=20
 style=3D"COLOR: black">even and contribution=20
 analysis<o:p></o:p>
 <o:p><font=20
 face=3DCalibri>&nbsp;</o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 110%'>Cash=20
 Flow Statement &amp; Management<span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Ten =
Tips for=20
 Managing Cash Flow for Companies<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Understanding=20
 operating cash flow by work capital management<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Working=20
 Capital Management definition and its importance in cash flow=20
 management<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Managing=20
 company inventories for enhancing cash =
liquidity<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Understanding=20
 Cash Flow Statement Components for forecasting<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; =
mso-fareast-font-family: Arial'><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'>Sample CF=20
 format case study interpre<span=20
 style=3D"COLOR: black">tation.<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: =
115%'><o:p>&nbsp;</o:p></td></tr></table></div>
<span=20
style=3D"BACKGROUND: white; COLOR: black"><o:p>&nbsp;</o:p>
<font=20
size=3D3><span=20
style=3D"BACKGROUND: white; COLOR: black">ABOUT THE FACILITATOR =
<span=20
style=3D"BACKGROUND: white"><o:p></o:p>
<font=20
size=3D3><span=20
style=3D"BACKGROUND: white; COLOR: black">&nbsp;<span=20
style=3D"BACKGROUND: white"><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'>Joyce<o:p></o:p>
<ul type=3Ddisc>
 <li class=3DMsoNormal=20
 style=3D"MARGIN: 0cm 0cm 0cm -9.95pt; LINE-HEIGHT: 115%; =
mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 =
lfo3"><span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-fareast-font-family: "Times New Roman"'>Chartered=20
 Accountant, Fellow ACCA UK (Year 2008) and MIA (Year=20
 2003)<o:p></o:p></li>
 <li class=3DMsoNormal=20
 style=3D"MARGIN: 0cm 0cm 0cm -9.95pt; LINE-HEIGHT: 115%; =
mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 =
lfo3"><span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-fareast-font-family: "Times New Roman"'>Certified=20
 Train the Trainer (TTT), PSMB, 2015 No: 13320<o:p></o:p></li>
 <li class=3DMsoNormal=20
 style=3D"MARGIN: 0cm 0cm 0cm -9.95pt; LINE-HEIGHT: 115%; =
mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 =
lfo3"><span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-fareast-font-family: "Times New Roman"'>Certified=20
 Neuro Linguistic Programme (NLP) Practitioner &amp; Certified TimeLine =
Therapy=20
 NLP Coach, 2017 (ABNLP) &amp; Licensed Hypnotherapist (Association of=20
 Hypnotherapy Practitioners Malaysia AHPM 2017)<o:p></o:p></li>
 <li class=3DMsoNormal=20
 style=3D"MARGIN: 0cm 0cm 0cm -9.95pt; LINE-HEIGHT: 115%; =
mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 =
lfo3"><span=20
 style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-fareast-font-family: "Times New Roman"'>Certified=20
 Change Management Practitioner (PROSCI USA =96 =
2017)<o:p></o:p></li></ul>
<o:p>&nbsp;</o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
black; LINE-HEIGHT: 115%'>Joyce=20
is a Fellow Member of Chartered Association of Certified Accountants =
(ACCA),=20
United Kingdom (UK) and a Chartered Accountant member of Malaysia =
Institute of=20
Accountants (MIA). Her career began in one of the largest Malaysia =
conglomerate,=20
Berjaya Group of Companies in role of a group financial accountant. She =
then=20
moved into telecommunications (Maxis Communications, Nokia Networks) and =
ICT=20
industry (IBM Malaysia) in various roles in management, business &amp;=20
operational finance, finance analysis, planning &amp; budgeting. Since =
year 2012=20
&amp; beyond, she was headhunted to join one of the established regional =
and=20
global FMCG food/beverage, finance tech and recently, Avon, a global =
cosmetics=20
single and multi -level marketing industry in a senior commercial finance=20
leadership role.<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><o:p>&nbsp;</o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
black; LINE-HEIGHT: 115%'>Her=20
interest in training and facilitation began in Nokia Networks Malaysia =
when she=20
was requested to train business managers the essentials of finance =
analysis,=20
Sarbannes Oxley (SOX) compliance requirements and interpretation of=20
financials.<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
black; LINE-HEIGHT: 115%'>Due=20
to passion and interest in public speaking, training and development she =
was the=20
Past President of Malaysian Insititute of Human Resource Management =
(MIHRM)=20
Toastmasters Club in year 2007-2008. She successfully obtained =
Advance=20
Communication Bronze, Advanced Communication Silver (ACB, ACS) and =
Competent=20
Leader (CL) communication awards from Toastmasters International, =
USA.&nbsp; In=20
addition, she was Past President of Rotaract Club of Port Klang =
Centennial, part=20
of Rotary International Organisation.<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><o:p>&nbsp;</o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
black; LINE-HEIGHT: 115%'>What=20
you can expect from Joyce is the ability to explain some how complex =
financial=20
concepts in layman=92s terms. Plus point is her vast experience in =
business,=20
finance, accounting &amp; people management gained in Malaysia PLCs and =
global=20
multi-national companies will enriches participants=92 knowledge and =
increases=20
their aptitude for appreciating the intricate subject of Finance and =
Management.=20
She also familiar with training of junior accountants in shared services=20
accounting function environment due to exposure in IBM Malaysia in shared=20
services regional accounting &amp; finance center.<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><o:p>&nbsp;</o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
black; LINE-HEIGHT: 115%'>She=20
has conducted various programs such as:<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Finance=20
for Non Finance Personnel &amp; Managers<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Use=20
of Financial Information for Strategic Cost =
Management<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Effective=20
Financial Management. <o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Effective=20
Credit Control Management and Processes<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Business=20
Accounting &amp; Accounting Functions <o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Budgeting=20
&amp; Strategic Planning<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Financial=20
Wellness &amp; Literacy Workshop: Money and Me =
programmes.<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Accounting=20
standards workshop and training<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
black; LINE-HEIGHT: 115%'><o:p>&nbsp;</o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
black; LINE-HEIGHT: 115%'>The=20
list of clients who had benefitted from her expertise were:<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>PMI=20
Industries Sdn Bhd, &amp; Mackenzie Industries (subsidiaries of Wah Seong=20
Group)<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Star=20
Media Radio Group of Companies<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>MyWIN=20
Academy Berhad (Prime Minister=92s Department)<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Wah=20
Seong Group Corporation Berhad<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Clipsal=20
Manufacturing (Schneider Electric)<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Bintulu=20
Development Authority (BDA)<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Sudong=20
(subsidiary company of Singtel Telecommunications Inc) Malacca &amp; =
Klang=20
<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>UMW=20
Corporation Berhad SL1M programmes<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Gentpac=20
Malaysia (Shared Services Accounting and Finance Center) =
<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>UEM=20
Edgenta Malaysia Berhad<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Construction=20
Industrial Development Berhad (CIDB)<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Malaysian=20
Communications and Multimedia Commission (MCMC)<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Amway=20
Malaysia Holdings Berhad<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Salcon=20
Engineering Berhad<o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 105%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
105%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 105%'>Malakoff=20
Corporation Berhad (MCB) and subsidiaries. <o:p></o:p>
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 115%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Arial",sans-serif; LINE-HEIGHT: =
115%; mso-fareast-font-family: Arial'><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'>Human=20
Resource Development Fund (HRDF) Finance Public Programmes: PENJANA for =
Small=20
&amp; Medium Size (SME)<span=20
style=3D"COLOR: =
black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<p=20
style=3D"TEXT-ALIGN: justify; MARGIN-LEFT: 20.9pt; LINE-HEIGHT: 115%; =
TEXT-INDENT: -20.9pt; mso-list: l2 level1 lfo4; tab-stops: list =
21.0pt"><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><span=20
style=3D"COLOR: black"><o:p></o:p>&nbsp;
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>&nbsp;<a=20
href=3D"https://drive.google.com/file/d/1dMueULvFdk3CdFr6HqQigjGA80gqTzV9/v=
iew?usp=3Dsharing">CLICK=20
HERE TO DOWNLOAD THE FULL BROCHURE FILE</a>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>We hope =
you find=20
it informative and interesting and we look<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>forward to =
seeing=20
you soon.<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>Please act =
fast to=20
grab your favourite training program! Please call 012-588=20
2263<o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'>or email =
to=20
<a><span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif'><font=20
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style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
#c00000'><o:p>&nbsp;</o:p>
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forward this email to all your friends and colleagues who might be =
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attend these programs<o:p></o:p>
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<font=20
face=3DCalibri>Thanks<o:p></o:p>
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<font=20
face=3DCalibri>Regards<o:p></o:p>
<font=20
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<span=20
lang=3DEN-US style=3D"COLOR: black; mso-ansi-language: EN-US">OTC Training =
Centre=20
Sdn Bhd Mobile No. :=20
012-5882263<o:p></o:p>
Email=20
address: <a>james@otc.com.my</a><o:p></o:p>
<font=20
face=3DCalibri>website:www.otc.com.my<o:p></o:p>
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href=3D"http://linkedin.com/in/otctrainingcentre"><font=20
color=3D#0563c1>http://linkedin.com/in/otctrainingcentre</a><=
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lang=3DEN-US style=3D"COLOR: black; mso-ansi-language: EN-US">Instagram :=20
<a=20
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an><span=20
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style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
black; mso-ansi-language: EN-US'><o:p></o:p>
<span=20
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black'>=93Be sure=20
to follow my LinkedIn, Facebook and instagram page, where I share breaking =
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and information=94<o:p></o:p>
<span=20
lang=3DEN-GB style=3D"COLOR: black; mso-ansi-language: EN-GB">We Believe =
in=20
connecting Knowledge...both for your People &amp; =
Industry<span=20
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EN-US"><o:p></o:p>
<o:p>&nbsp;</o:p>
<span=20
style=3D'FONT-SIZE: 12pt; FONT-FAMILY: "Times New Roman",serif; =
BACKGROUND: white; COLOR: #c00000'><o:p>&nbsp;</o:p>
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