관리-도구

편집 파일: 1621409812.M273854P16619.server.saraya-global.com,S=42470,W=43114:2,

Envelope-to: ramesh@saraya.com.my
Delivery-date: Wed, 19 May 2021 15:36:52 +0800
Message-Id: <71c40b85.AMEAAKMYOtYAAchj5YwAALFa2t8AAYCr38QAm8GnAA8SVABgpL_k@mailjet.com>
MIME-Version: 1.0
From: Your CTOS Team <marketing@marketing.ctos.com.my>
To: ramesh@saraya.com.my
Subject: Your credit report has been updated!
Date: Wed, 19 May 2021 07:36:04 +0000 (UTC)
Feedback-Id: 42.987732.974353:MJ
Precedence: bulk
Content-Type: multipart/alternative; boundary="=-15V3ZENZgpzL5KmIYHQ8"
    
 Content analysis details:   (-0.3 points, 5.0 required)
  pts rule name              description
 ---- ---------------------- --------------------------------------------------
  0.0 URIBL_BLOCKED          ADMINISTRATOR NOTICE: The query to URIBL was
                             blocked.  See
                             http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block
                              for more information.
                             [URIs: ctos.com.my]
  0.8 BAYES_50               BODY: Bayes spam probability is 40 to 60%
                             [score: 0.5000]
 -0.0 SPF_PASS               SPF: sender matches SPF record
 -0.0 SPF_HELO_PASS          SPF: HELO matches SPF record
  0.0 HTML_MESSAGE           BODY: HTML included in message
  0.0 HTML_IMAGE_RATIO_02    BODY: HTML has a low ratio of text to image
                             area
  0.1 DKIM_SIGNED            Message has a DKIM or DK signature, not necessarily
                             valid
 -0.1 DKIM_VALID             Message has at least one valid DKIM or DK signature
 -0.1 DKIM_VALID_AU          Message has a valid DKIM or DK signature from
                             author's domain
 -1.0 MAILING_LIST_MULTI     Multiple indicators imply a widely-seen list
                             manager
X-Spam-Flag: NO

--=-15V3ZENZgpzL5KmIYHQ8
Content-Type: text/plain; charset=utf-8
Content-Transfer-Encoding: quoted-printable

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x7klo/vris3.jpeg]

MALAY [http://xmgz5.mjt.lu/nl2/xmgz5/5rx9r.html?hl=3Den]

[https://ctosid.ctos.com.my/ctosid_new/LoginPage?utm_source=3DEmail%20Digit=
al%20Marketing&utm_medium=3DEmail&utm_campaign=3DEmail%20Digital%20Marketin=
g]

It is important to stay on top of your credit health and your financial res=
ponsibilities. Check your latest MyCTOS Score report anytime, anywhere. Sim=
ply login or download the CTOS mobile app for more convenience.

Your updated MyCTOS Score report helps you to:=C2=A0

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/0yh53/v7m9r.jpeg]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/0yh53/v7m97.jpeg]

=E2=93=98 Did you know?

Your CCRIS information with Bank Negara Malaysia (BNM) is updated on the 15=
th of every month. Therefore the information in your credit report, includi=
ng your CTOS Score, will also change accordingly. We recommend that you mon=
itor your credit report regularly.

Download the free CTOS app

[https://itunes.apple.com/us/app/ctos/id656528483?mt=3D8]

[https://play.google.com/store/apps/details?id=3Dmy.com.ctos.android]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s7.png] [http://www.ctoscredi=
t.com.my/help]=C2=A0 Frequently Asked Questions [http://www.ctoscredit.com.=
my/help/]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1sy.png] [https://ctosid.ctos.=
com.my/ctosid_new/SimpleRegister?]=C2=A0 Live Chat Support [https://ctosid.=
ctos.com.my/ctosid_new/SimpleRegister] =C2=A0 | =C2=A0=C2=A0[https://xmgz5.=
mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s9.png] [http://www.ctoscredit.com.my]=C2=A0=
 www.ctoscredit.com.my [http://www.ctoscredit.com.my] =C2=A0 | =C2=A0=C2=A0=
[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11w.png] [http://www.ctoscredi=
t.com.my/contact-ctos.html?lng=3Den]=C2=A0 View list of branches [http://ww=
w.ctoscredit.com.my/contact-us/]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11x.png] [https://www.facebook=
.com/ctosdatasystems/]=C2=A0[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11=
0.png] [https://www.linkedin.com/company/ctos-data-systems]=C2=A0[https://x=
mgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11s.png] [https://www.youtube.com/channe=
l/UCWBjT5xztmtZQBDHdPsKXOQ]=C2=A0[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h=
/vr111.png] [https://www.instagram.com/ctoscredit/]

This e-mail has been sent to ramesh@saraya.com.my, click here to unsubscrib=
e http://xmgz5.mjt.lu/unsub2?hl=3Den&m=3DAMEAAKMYOtYAAchj5YwAALFa2t8AAYCr38=
QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE&b=3D71c40b85&e=3D56fd0fe3&x=
=3DkQhavHJ-WhJ4s-z7EgKXqqb0raR6PUhe6TMqcrH0KEU.=

--=-15V3ZENZgpzL5KmIYHQ8
Content-Type: text/html; charset=utf-8
Content-Transfer-Encoding: quoted-printable

<!doctype html><html xmlns=3D"http://www.w3.org/1999/xhtml" xmlns:v=3D"urn:=
schemas-microsoft-com:vml" xmlns:o=3D"urn:schemas-microsoft-com:office:offi=
ce"><head><title>Your credit report has been updated!</title><meta http-equiv=3D"X-UA-Compatible" content=3D"IE=3Dedge"><meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3DU=
TF-8"><meta name=3D"viewport" content=3D"width=3Ddevice-width,initial-scale=
=3D1"><style type=3D"text/css">#outlook a { padding:0; }
          body { margin:0;padding:0;-webkit-text-size-adjust:100%;-ms-text-=
size-adjust:100%; }
          table, td { border-collapse:collapse;mso-table-lspace:0pt;mso-tab=
le-rspace:0pt; }
          img { border:0;height:auto;line-height:100%; outline:none;text-de=
coration:none;-ms-interpolation-mode:bicubic; }
          p { display:block;margin:13px 0; }</style><link href=3D"https://fonts.googleap=
is.com/css?family=3Dhelvetica" rel=3D"stylesheet" type=3D"text/css"><link h=
ref=3D"https://fonts.googleapis.com/css?family=3Dhelvetica neue" rel=3D"sty=
lesheet" type=3D"text/css"><link href=3D"https://fonts.googleapis.com/css?f=
amily=3Darial" rel=3D"stylesheet" type=3D"text/css"><style type=3D"text/css=
">@import url(https://fonts.googleapis.com/css?family=3Dhelvetica);
@import url(https://fonts.googleapis.com/css?family=3Dhelvetica neue);
@import url(https://fonts.googleapis.com/css?family=3Darial);</style><style type=3D"text/css">@media only screen and (min-width:480px)=
 {
        .mj-column-per-33 { width:33% !important; max-width: 33%; }
.mj-column-per-66 { width:66% !important; max-width: 66%; }
.mj-column-per-100 { width:100% !important; max-width: 100%; }
.mj-column-per-50 { width:50% !important; max-width: 50%; }
.mj-column-per-25 { width:25% !important; max-width: 25%; }
      }</style><style type=3D"text/css">[owa] .mj-column-per-33 { width:33%=
 !important; max-width: 33%; }
[owa] .mj-column-per-66 { width:66% !important; max-width: 66%; }
[owa] .mj-column-per-100 { width:100% !important; max-width: 100%; }
[owa] .mj-column-per-50 { width:50% !important; max-width: 50%; }
[owa] .mj-column-per-25 { width:25% !important; max-width: 25%; }</style><s=
tyle type=3D"text/css">@media only screen and (max-width:480px) {
      table.mj-full-width-mobile { width: 100% !important; }
      td.mj-full-width-mobile { width: auto !important; }
    }</style></head><body style=3D"background-color:#F4F4F4;"><div style=3D=
"background-color:#F4F4F4;"><div style=3D"background:#ffffff;backgroun=
d-color:#ffffff;margin:0px auto;max-width:600px;"><table align=3D"center" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"background:#ffffff;background-color:#ffffff;width:100%;"><tbody><tr><td=
 style=3D"border:0px solid #ffffff;direction:ltr;font-size:0px;padding:20px=
 0px 10px 0px;padding-bottom:10px;padding-left:0px;padding-right:0px;text-a=
lign:center;"><div class=3D"mj-column-per-33 mj-outlook=
-group-fix" style=3D"font-size:0px;text-align:left;direction:ltr;display:in=
line-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"vertical-align:top;=
" width=3D"100%"><tr><td align=3D"center" style=3D"font-size:0px;padding:10=
px 25px 10px 25px;padding-right:25px;padding-left:25px;word-break:break-wor=
d;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"present=
ation" style=3D"border-collapse:collapse;border-spacing:0px;"><tbody><tr><t=
d style=3D"width:148px;"><img alt=3D"" height=3D"auto" src=3D"https://xmgz5=
.mjt.lu/tplimg/xmgz5/b/x7klo/vris3.jpeg" style=3D"border:none;display:block=
;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" =
width=3D"148"></td></tr></tbody></table></td></tr></table></div><div class=3D"mj-column-per-66 mj-outlook-group-fix" style=3D"font-s=
ize:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:t=
op;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" rol=
e=3D"presentation" style=3D"vertical-align:top;" width=3D"100%"><tr><td ali=
gn=3D"left" style=3D"font-size:0px;padding:10px 25px;padding-top:0px;paddin=
g-bottom:0px;word-break:break-word;"><div style=3D"font-family:Arial, sans-=
serif;font-size:13px;letter-spacing:normal;line-height:1;text-align:left;co=
lor:#000000;"><p class=3D"text-build-content" style=3D"text-align: right; m=
argin: 10px 0; margin-top: 10px; margin-bottom: 10px;" data-testid=3D"SXkjy=
jhUl"><a class=3D"link-build-content" style=3D"color:inherit;; text-decorat=
ion: none;" target=3D"_blank" href=3D"http://xmgz5.mjt.lu/nl2/xmgz5/5rx9r.h=
tml?hl=3Den"><span style=3D"color:#007b85;font-family:Arial;font-size:13px;=
line-height:24px;"><u>MALAY</u></span></a></p></div></td></tr></table></div=
></td></tr></tbody></table>=
</div><div style=3D"background:transparent;backgroun=
d-color:transparent;margin:0px auto;max-width:600px;"><table align=3D"cente=
r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" s=
tyle=3D"background:transparent;background-color:transparent;width:100%;"><t=
body><tr><td style=3D"border:0px solid #ffffff;direction:ltr;font-size:0px;=
padding:0px 0px 0px 0px;padding-bottom:0px;padding-left:0px;padding-right:0=
px;padding-top:0px;text-align:center;"><div class=3D"=
mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:l=
eft;direction:ltr;display:inline-block;vertical-align:top;width:100%;"><tab=
le border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" s=
tyle=3D"vertical-align:top;" width=3D"100%"><tr><td align=3D"center" style=
=3D"font-size:0px;padding:0px 0px 0px 0px;padding-top:0px;padding-right:0px=
;padding-bottom:0px;padding-left:0px;word-break:break-word;"><table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"b=
order-collapse:collapse;border-spacing:0px;" class=3D"mj-full-width-mobile"=
><tbody><tr><td style=3D"width:600px;" class=3D"mj-full-width-mobile"><a hr=
ef=3D"http://xmgz5.mjt.lu/lnk/AMEAAKMYOtYAAchj5YwAALFa2t8AAYCr38QAm8GnAA8SV=
ABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE/1/3GnaVDCf48LdbbD5dNLMcg/aHR0cHM6Ly9jdG9=
zaWQuY3Rvcy5jb20ubXkvY3Rvc2lkX25ldy9Mb2dpblBhZ2U_dXRtX3NvdXJjZT1FbWFpbCUyME=
RpZ2l0YWwlMjBNYXJrZXRpbmcmdXRtX21lZGl1bT1FbWFpbCZ1dG1fY2FtcGFpZ249RW1haWwlM=
jBEaWdpdGFsJTIwTWFya2V0aW5nJnV0bV9jYW1wYWlnbj1Zb3VyJTIwY3JlZGl0JTIwcmVwb3J0=
JTIwaGFzJTIwYmVlbiUyMHVwZGF0ZWQhJTIwLSUyME1BWSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9=
zb3VyY2U9TWFpbGpldA" target=3D"_blank"><img alt=3D"" height=3D"auto" src=3D=
"https://xmgz5.mjt.lu/tplimg/xmgz5/b/sv6k8/v7umy.jpeg" style=3D"border:none=
;border-radius:0;display:block;outline:none;text-decoration:none;height:aut=
o;width:100%;font-size:13px;" width=3D"600"></a></td></tr></tbody></table><=
/td></tr></table></div></td=
></tr></tbody></table></div><div style=3D"background=
:#ffffff;background-color:#ffffff;margin:0px auto;max-width:600px;"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" style=3D"background:#ffffff;background-color:#ffffff;width:100=
%;"><tbody><tr><td style=3D"border:0px solid #007b85;direction:ltr;font-siz=
e:0px;padding:10px 15px 0px 15px;padding-bottom:0px;padding-left:15px;paddi=
ng-right:15px;padding-top:10px;text-align:center;"><div=
 class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;te=
xt-align:left;direction:ltr;display:inline-block;vertical-align:top;width:1=
00%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"vertical-align:top;" width=3D"100%"><tr><td align=3D"left=
" style=3D"font-size:0px;padding:0px 15px 0px 15px;padding-top:0px;padding-=
right:15px;padding-bottom:0px;padding-left:15px;word-break:break-word;"><di=
v style=3D"font-family:Arial, sans-serif;font-size:14px;letter-spacing:norm=
al;line-height:1;text-align:left;color:#000000;"><p class=3D"text-build-con=
tent" style=3D"line-height: 21px; text-align: center; margin: 10px 0; margi=
n-top: 10px;" data-testid=3D"kkUgSKIOd"><span style=3D"font-family:Arial;fo=
nt-size:14px;">It is important to stay on top of your credit health and you=
r financial responsibilities. Check your latest MyCTOS Score report anytime=
, anywhere. Simply login or download the CTOS mobile app for more convenien=
ce.</span></p><p class=3D"text-build-content" style=3D"line-height: 21px; t=
ext-align: center; margin: 10px 0; margin-bottom: 10px;" data-testid=3D"kkU=
gSKIOd"><span style=3D"font-family:Arial;font-size:14px;">Your updated MyCT=
OS Score report helps you to:&nbsp;</span></p></div></td></tr></table></div=
></td></tr></tbody></table>=
</div><div style=3D"background:#ffffff;background-co=
lor:#ffffff;margin:0px auto;max-width:600px;"><table align=3D"center" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
background:#ffffff;background-color:#ffffff;width:100%;"><tbody><tr><td sty=
le=3D"border:0px solid #ffffff;direction:ltr;font-size:0px;padding:0px 5px =
0px 5px;padding-bottom:0px;padding-left:5px;padding-right:5px;padding-top:0=
px;text-align:center;"><div class=3D"mj-column-per-50 m=
j-outlook-group-fix" style=3D"font-size:0px;text-align:left;direction:ltr;d=
isplay:inline-block;vertical-align:top;width:100%;"><table border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"vertical-al=
ign:top;" width=3D"100%"><tr><td align=3D"center" style=3D"font-size:0px;pa=
dding:0px 0px 0px 0px;padding-right:0px;padding-left:0px;word-break:break-w=
ord;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"border-collapse:collapse;border-spacing:0px;"><tbody><tr>=
<td style=3D"width:295px;"><img alt=3D"" height=3D"auto" src=3D"https://xmg=
z5.mjt.lu/tplimg/xmgz5/b/0yh53/v7m9r.jpeg" style=3D"border:none;display:blo=
ck;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;=
" width=3D"295"></td></tr></tbody></table></td></tr></table></div><div class=3D"mj-column-per-50 mj-outlook-group-fix" style=3D"font=
-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align=
:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r=
ole=3D"presentation" style=3D"vertical-align:top;" width=3D"100%"><tr><td a=
lign=3D"center" style=3D"font-size:0px;padding:0px 0px 0px 0px;padding-righ=
t:0px;padding-left:0px;word-break:break-word;"><table border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"border-collapse:=
collapse;border-spacing:0px;"><tbody><tr><td style=3D"width:295px;"><img al=
t=3D"" height=3D"auto" src=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/0yh53/v7m=
97.jpeg" style=3D"border:none;display:block;outline:none;text-decoration:no=
ne;height:auto;width:100%;font-size:13px;" width=3D"295"></td></tr></tbody>=
</table></td></tr></table></div></td></tr></tbody></table></div><div style=3D"b=
ackground:#ffffff;background-color:#ffffff;margin:0px auto;max-width:600px;=
"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background:#ffffff;background-color:#ffffff;=
width:100%;"><tbody><tr><td style=3D"border:0px solid #ffffff;direction:ltr=
;font-size:0px;padding:15px 15px 20px 15px;padding-left:15px;padding-right:=
15px;padding-top:15px;text-align:center;"><div class=3D=
"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:=
left;direction:ltr;display:inline-block;vertical-align:top;width:100%;"><ta=
ble border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"vertical-align:top;" width=3D"100%"><tr><td align=3D"left" style=
=3D"background:#d5d3d6;font-size:0px;padding:0px 20px 0px 20px;padding-top:=
0px;padding-right:20px;padding-bottom:0px;padding-left:20px;word-break:brea=
k-word;"><div style=3D"font-family:Arial, sans-serif;font-size:14px;letter-=
spacing:normal;line-height:1;text-align:left;color:#000000;"><p class=3D"te=
xt-build-content" style=3D"line-height: 21px; margin: 10px 0; margin-top: 1=
0px;" data-testid=3D"zvQGPhWw-"><span style=3D"color:#037b85;font-family:Ar=
ial;font-size:15px;"><i><b>=E2=93=98 Did you know?</b></i></span></p><p cla=
ss=3D"text-build-content" style=3D"line-height: 21px; margin: 10px 0; margi=
n-bottom: 10px;" data-testid=3D"zvQGPhWw-"><span style=3D"font-family:Arial=
;font-size:12px;"><i>Your CCRIS information with Bank Negara Malaysia (BNM)=
 is updated <b>on the 15th of every month</b>. Therefore the information in=
 your credit report, including your CTOS Score, will also change accordingl=
y. We recommend that you monitor your credit report regularly.</i></span></=
p></div></td></tr></table></div></td></tr></tbody></table></div><div style=3D"b=
ackground:#efeff0;background-color:#efeff0;margin:0px auto;max-width:600px;=
"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background:#efeff0;background-color:#efeff0;=
width:100%;"><tbody><tr><td style=3D"border:0px solid #ffffff;direction:ltr=
;font-size:0px;padding:10px 0px 0px 0px;padding-bottom:0px;padding-left:0px=
;padding-right:0px;padding-top:10px;text-align:center;"></td></tr></tbody></table></div><di=
v style=3D"background:#efeff0;background-color:#efeff0;margin:0px auto;max-=
width:600px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellsp=
acing=3D"0" role=3D"presentation" style=3D"background:#efeff0;background-co=
lor:#efeff0;width:100%;"><tbody><tr><td style=3D"border:0px solid #ffffff;d=
irection:ltr;font-size:0px;padding:0px 0px 10px 0px;padding-bottom:10px;pad=
ding-left:0px;padding-right:0px;padding-top:0px;text-align:center;"><div class=3D"mj-column-per-25 mj-outlook-group-fix" style=3D"=
font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-a=
lign:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" role=3D"presentation" style=3D"vertical-align:top;" width=3D"100%"></tab=
le></div><div class=3D"mj-column-per-25 mj-outlook-group-=
fix" style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-bl=
ock;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" role=3D"presentation" style=3D"vertical-align:top;" width=
=3D"100%"><tr><td align=3D"center" style=3D"font-size:0px;padding:10px 3px =
10px 3px;padding-right:3px;padding-left:3px;word-break:break-word;"><table =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"border-collapse:collapse;border-spacing:0px;"><tbody><tr><td style=3D"=
width:144px;"><a href=3D"http://xmgz5.mjt.lu/lnk/AMEAAKMYOtYAAchj5YwAALFa2t=
8AAYCr38QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE/2/zKkeuC6CFNo7yDQ9vYQ=
IBA/aHR0cHM6Ly9pdHVuZXMuYXBwbGUuY29tL3VzL2FwcC9jdG9zL2lkNjU2NTI4NDgzP210PTg=
mdXRtX2NhbXBhaWduPVlvdXIlMjBjcmVkaXQlMjByZXBvcnQlMjBoYXMlMjBiZWVuJTIwdXBkYX=
RlZCElMjAtJTIwTUFZJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1NYWlsamV0" target=
=3D"_blank"><img alt=3D"" height=3D"auto" src=3D"https://xmgz5.mjt.lu/tplim=
g/xmgz5/b/sz1w2/v7osl.png" style=3D"border:none;display:block;outline:none;=
text-decoration:none;height:auto;width:100%;font-size:13px;" width=3D"144">=
</a></td></tr></tbody></table></td></tr></table></div><di=
v class=3D"mj-column-per-25 mj-outlook-group-fix" style=3D"font-size:0px;te=
xt-align:left;direction:ltr;display:inline-block;vertical-align:top;width:1=
00%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"vertical-align:top;" width=3D"100%"><tr><td align=3D"cent=
er" style=3D"font-size:0px;padding:10px 3px 10px 3px;padding-right:3px;padd=
ing-left:3px;word-break:break-word;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"border-collapse:collapse;b=
order-spacing:0px;"><tbody><tr><td style=3D"width:144px;"><a href=3D"http:/=
/xmgz5.mjt.lu/lnk/AMEAAKMYOtYAAchj5YwAALFa2t8AAYCr38QAm8GnAA8SVABgpL_kCg8j1=
hmDRzKnxedRH59JpAAO3hE/3/UEKhKnbr4oH9qu1kH36BvA/aHR0cHM6Ly9wbGF5Lmdvb2dsZS5=
jb20vc3RvcmUvYXBwcy9kZXRhaWxzP2lkPW15LmNvbS5jdG9zLmFuZHJvaWQmdXRtX2NhbXBhaW=
duPVlvdXIlMjBjcmVkaXQlMjByZXBvcnQlMjBoYXMlMjBiZWVuJTIwdXBkYXRlZCElMjAtJTIwT=
UFZJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1NYWlsamV0" target=3D"_blank"><img=
 alt=3D"" height=3D"auto" src=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/sz1w2/=
v7os1.png" style=3D"border:none;display:block;outline:none;text-decoration:=
none;height:auto;width:100%;font-size:13px;" width=3D"144"></a></td></tr></=
tbody></table></td></tr></table></div><div class=3D"mj-co=
lumn-per-25 mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;di=
rection:ltr;display:inline-block;vertical-align:top;width:100%;"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"vertical-align:top;" width=3D"100%"></table></div></td></tr></tbody></table></div><div style=3D"background:#ffffff;background-color:#ffffff;margin:0px=
 auto;max-width:600px;"><table align=3D"center" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" role=3D"presentation" style=3D"background:#ffffff;bac=
kground-color:#ffffff;width:100%;"><tbody><tr><td style=3D"border:0px solid=
 #ffffff;direction:ltr;font-size:0px;padding:20px 20px 20px 20px;padding-le=
ft:20px;padding-right:20px;text-align:center;"><div cla=
ss=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-a=
lign:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;=
"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentat=
ion" style=3D"vertical-align:top;" width=3D"100%"><tr><td style=3D"font-siz=
e:0px;padding:0px;padding-top:0px;padding-bottom:0px;word-break:break-word;=
"><div style=3D"font-family:Arial, sans-serif;font-size:13px;letter-spacing=
:normal;line-height:24px;color:#000000;"><div style=3D"text-align: center;"=
><strong><span style=3D"font-size:12px"><span style=3D"font-family:arial,he=
lvetica neue,helvetica,sans-serif"><span style=3D"color:rgb(239, 65, 35)"><=
a href=3D"http://xmgz5.mjt.lu/lnk/AMEAAKMYOtYAAchj5YwAALFa2t8AAYCr38QAm8GnA=
A8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE/4/jMHXEcyiWXIEYDGzXqiX6g/aHR0cDovL3d=
3dy5jdG9zY3JlZGl0LmNvbS5teS9oZWxwP3V0bV9jYW1wYWlnbj1Zb3VyJTIwY3JlZGl0JTIwcm=
Vwb3J0JTIwaGFzJTIwYmVlbiUyMHVwZGF0ZWQhJTIwLSUyME1BWSZ1dG1fbWVkaXVtPWVtYWlsJ=
nV0bV9zb3VyY2U9TWFpbGpldA" style=3D"; text-decoration: none;"><img align=3D=
"center" data-file-id=3D"477369" height=3D"22" src=3D"https://xmgz5.mjt.lu/=
tplimg/xmgz5/b/x4h7h/vr1s7.png" style=3D"border: 0px  ; width: 21px; height=
: 21px; margin: 0px;" width=3D"25"></a></span>&nbsp; </span></span><span st=
yle=3D"font-size:11px"><a href=3D"http://xmgz5.mjt.lu/lnk/AMEAAKMYOtYAAchj5=
YwAALFa2t8AAYCr38QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE/5/u3WHuWRa2x=
1FPbFcvC02Pg/aHR0cDovL3d3dy5jdG9zY3JlZGl0LmNvbS5teS9oZWxwLz91dG1fY2FtcGFpZ2=
49WW91ciUyMGNyZWRpdCUyMHJlcG9ydCUyMGhhcyUyMGJlZW4lMjB1cGRhdGVkISUyMC0lMjBNQ=
VkmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPU1haWxqZXQ" target=3D"_blank" style=
=3D"; text-decoration: none;"><span style=3D"color:rgb(0, 0, 0)"><span styl=
e=3D"font-family:arial,helvetica neue,helvetica,sans-serif">Frequently Aske=
d Questions</span></span></a></span></strong><br><br><strong><span style=3D=
"font-family:arial,helvetica neue,helvetica,sans-serif"><a href=3D"http://x=
mgz5.mjt.lu/lnk/AMEAAKMYOtYAAchj5YwAALFa2t8AAYCr38QAm8GnAA8SVABgpL_kCg8j1hm=
DRzKnxedRH59JpAAO3hE/6/AQCyhvQFsfGgTJSV_GRp0w/aHR0cHM6Ly9jdG9zaWQuY3Rvcy5jb=
20ubXkvY3Rvc2lkX25ldy9TaW1wbGVSZWdpc3Rlcj8mdXRtX2NhbXBhaWduPVlvdXIlMjBjcmVk=
aXQlMjByZXBvcnQlMjBoYXMlMjBiZWVuJTIwdXBkYXRlZCElMjAtJTIwTUFZJnV0bV9tZWRpdW0=
9ZW1haWwmdXRtX3NvdXJjZT1NYWlsamV0" style=3D"; text-decoration: none;"><span=
 style=3D"color:rgb(0, 0, 0)"><img align=3D"center" data-file-id=3D"477377"=
 height=3D"22" src=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1sy.png" =
style=3D"border: 0px  ; width: 21px; height: 21px; margin: 0px;" width=3D"2=
4"></span></a></span><span style=3D"font-size:10px"><span style=3D"color:rg=
b(0, 0, 0)"><span style=3D"font-family:arial,helvetica neue,helvetica,sans-=
serif">&nbsp; </span></span><span style=3D"font-family:arial,helvetica neue=
,helvetica,sans-serif"><a href=3D"http://xmgz5.mjt.lu/lnk/AMEAAKMYOtYAAchj5=
YwAALFa2t8AAYCr38QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE/7/OOYV5qJoVO=
lT7y0IbMixvQ/aHR0cHM6Ly9jdG9zaWQuY3Rvcy5jb20ubXkvY3Rvc2lkX25ldy9TaW1wbGVSZW=
dpc3Rlcj91dG1fY2FtcGFpZ249WW91ciUyMGNyZWRpdCUyMHJlcG9ydCUyMGhhcyUyMGJlZW4lM=
jB1cGRhdGVkISUyMC0lMjBNQVkmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPU1haWxqZXQ"=
 target=3D"_blank" style=3D"; text-decoration: none;"><span style=3D"color:=
rgb(0, 0, 0)">Live Chat Support</span></a></span><span style=3D"color:rgb(0=
, 0, 0)"><span style=3D"font-family:arial,helvetica neue,helvetica,sans-ser=
if"> &nbsp; | &nbsp;&nbsp;</span></span></span><span style=3D"font-size:10p=
x"><span style=3D"font-family:arial,helvetica neue,helvetica,sans-serif"><a=
 href=3D"http://xmgz5.mjt.lu/lnk/AMEAAKMYOtYAAchj5YwAALFa2t8AAYCr38QAm8GnAA=
8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE/8/z5xQ7IpVzbX_hZBDVq27hA/aHR0cDovL3d3=
dy5jdG9zY3JlZGl0LmNvbS5teT91dG1fY2FtcGFpZ249WW91ciUyMGNyZWRpdCUyMHJlcG9ydCU=
yMGhhcyUyMGJlZW4lMjB1cGRhdGVkISUyMC0lMjBNQVkmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc2=
91cmNlPU1haWxqZXQ" style=3D"; text-decoration: none;"><span style=3D"color:=
rgb(0, 0, 0)"><img align=3D"center" data-file-id=3D"477381" height=3D"22" s=
rc=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s9.png" style=3D"border:=
 0px  ; width: 21px; height: 21px; margin: 0px;" width=3D"25"></span></a></=
span></span><span style=3D"font-size:10px"><span style=3D"color:rgb(0, 0, 0=
)"><span style=3D"font-family:arial,helvetica neue,helvetica,sans-serif">&n=
bsp; </span></span><span style=3D"font-family:arial,helvetica neue,helvetic=
a,sans-serif"><a href=3D"http://xmgz5.mjt.lu/lnk/AMEAAKMYOtYAAchj5YwAALFa2t=
8AAYCr38QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE/9/sk_dKs-VTq7HxpjO9S8=
6UQ/aHR0cDovL3d3dy5jdG9zY3JlZGl0LmNvbS5teT91dG1fY2FtcGFpZ249WW91ciUyMGNyZWR=
pdCUyMHJlcG9ydCUyMGhhcyUyMGJlZW4lMjB1cGRhdGVkISUyMC0lMjBNQVkmdXRtX21lZGl1bT=
1lbWFpbCZ1dG1fc291cmNlPU1haWxqZXQ" target=3D"_blank" style=3D"; text-decora=
tion: none;"><span style=3D"color:rgb(0, 0, 0)">www.ctoscredit.com.my</span=
></a></span><span style=3D"color:rgb(0, 0, 0)"><span style=3D"font-family:a=
rial,helvetica neue,helvetica,sans-serif"> &nbsp; | &nbsp;&nbsp;</span></sp=
an></span><span style=3D"font-size:10px"><span style=3D"font-family:arial,h=
elvetica neue,helvetica,sans-serif"><a href=3D"http://xmgz5.mjt.lu/lnk/AMEA=
AKMYOtYAAchj5YwAALFa2t8AAYCr38QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE=
/10/84MLf-hCyXFumIso7X_9zA/aHR0cDovL3d3dy5jdG9zY3JlZGl0LmNvbS5teS9jb250YWN0=
LWN0b3MuaHRtbD9sbmc9ZW4mdXRtX2NhbXBhaWduPVlvdXIlMjBjcmVkaXQlMjByZXBvcnQlMjB=
oYXMlMjBiZWVuJTIwdXBkYXRlZCElMjAtJTIwTUFZJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdX=
JjZT1NYWlsamV0" style=3D"; text-decoration: none;"><span style=3D"color:rgb=
(0, 0, 0)"><img align=3D"center" data-file-id=3D"477385" height=3D"22" src=
=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11w.png" style=3D"border: 0=
px  ; width: 21px; height: 21px; margin: 0px;" width=3D"25"></span></a></sp=
an></span><span style=3D"font-size:10px"><span style=3D"color:rgb(0, 0, 0)"=
><span style=3D"font-family:arial,helvetica neue,helvetica,sans-serif">&nbs=
p; </span></span><span style=3D"font-family:arial,helvetica neue,helvetica,=
sans-serif"><a href=3D"http://xmgz5.mjt.lu/lnk/AMEAAKMYOtYAAchj5YwAALFa2t8A=
AYCr38QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE/11/maixRkGnJyLUtYbb4VfZ=
ig/aHR0cDovL3d3dy5jdG9zY3JlZGl0LmNvbS5teS9jb250YWN0LXVzLz91dG1fY2FtcGFpZ249=
WW91ciUyMGNyZWRpdCUyMHJlcG9ydCUyMGhhcyUyMGJlZW4lMjB1cGRhdGVkISUyMC0lMjBNQVk=
mdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPU1haWxqZXQ" target=3D"_blank" style=
=3D"; text-decoration: none;"><span style=3D"color:rgb(0, 0, 0)">View list =
of branches</span></a></span></span></strong></div></div></td></tr><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div s=
tyle=3D"height:15px;">&nbsp;</div></td></tr><tr><td style=3D"font-size:0px;padding:0px;padding-top:0px=
;padding-bottom:0px;word-break:break-word;"><div style=3D"font-family:Arial=
, sans-serif;font-size:13px;letter-spacing:normal;line-height:24px;color:#0=
00000;"><div style=3D"text-align: center;"><a href=3D"http://xmgz5.mjt.lu/l=
nk/AMEAAKMYOtYAAchj5YwAALFa2t8AAYCr38QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59J=
pAAO3hE/12/fHb0e-mjl40tmdEYrGFsRw/aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL2N0b3NkY=
XRhc3lzdGVtcy8_dXRtX2NhbXBhaWduPVlvdXIlMjBjcmVkaXQlMjByZXBvcnQlMjBoYXMlMjBi=
ZWVuJTIwdXBkYXRlZCElMjAtJTIwTUFZJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1NYWl=
samV0" target=3D"_blank" style=3D"; text-decoration: none;"><img data-file-=
id=3D"478597" height=3D"26" src=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7=
h/vr11x.png" style=3D"border: 0px initial ; width: 26px; height: 26px; marg=
in: 0px;" width=3D"26"></a>&nbsp;<a href=3D"http://xmgz5.mjt.lu/lnk/AMEAAKM=
YOtYAAchj5YwAALFa2t8AAYCr38QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE/13=
/OGjsMPkhkavpygM0_D7_LQ/aHR0cHM6Ly93d3cubGlua2VkaW4uY29tL2NvbXBhbnkvY3Rvcy1=
kYXRhLXN5c3RlbXM_dXRtX2NhbXBhaWduPVlvdXIlMjBjcmVkaXQlMjByZXBvcnQlMjBoYXMlMj=
BiZWVuJTIwdXBkYXRlZCElMjAtJTIwTUFZJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1NY=
WlsamV0" target=3D"_blank" style=3D"; text-decoration: none;"><img data-fil=
e-id=3D"478601" height=3D"26" src=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4=
h7h/vr110.png" style=3D"border: 0px initial ; width: 26px; height: 26px; ma=
rgin: 0px;" width=3D"26"></a>&nbsp;<a href=3D"http://xmgz5.mjt.lu/lnk/AMEAA=
KMYOtYAAchj5YwAALFa2t8AAYCr38QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE/=
14/zxnYopVi9SJzsigF9nVu4g/aHR0cHM6Ly93d3cueW91dHViZS5jb20vY2hhbm5lbC9VQ1dCa=
lQ1eHp0bXRaUUJESGRQc0tYT1E_dXRtX2NhbXBhaWduPVlvdXIlMjBjcmVkaXQlMjByZXBvcnQl=
MjBoYXMlMjBiZWVuJTIwdXBkYXRlZCElMjAtJTIwTUFZJnV0bV9tZWRpdW09ZW1haWwmdXRtX3N=
vdXJjZT1NYWlsamV0" target=3D"_blank" style=3D"; text-decoration: none;"><im=
g data-file-id=3D"478605" height=3D"26" src=3D"https://xmgz5.mjt.lu/tplimg/=
xmgz5/b/x4h7h/vr11s.png" style=3D"border: 0px initial ; width: 26px; height=
: 26px; margin: 0px;" width=3D"26"></a>&nbsp;<a href=3D"http://xmgz5.mjt.lu=
/lnk/AMEAAKMYOtYAAchj5YwAALFa2t8AAYCr38QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH5=
9JpAAO3hE/15/_EwVn4z22QFT3679yuAsCg/aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS9jdG9=
zY3JlZGl0Lz91dG1fY2FtcGFpZ249WW91ciUyMGNyZWRpdCUyMHJlcG9ydCUyMGhhcyUyMGJlZW=
4lMjB1cGRhdGVkISUyMC0lMjBNQVkmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPU1haWxqZ=
XQ" target=3D"_blank" style=3D"; text-decoration: none;"><img data-file-id=
=3D"478593" height=3D"26" src=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/=
vr111.png" style=3D"border: 0px  ; width: 26px; height: 26px; margin: 0px;"=
 width=3D"26"></a></div></div></td></tr></table></div></td></tr></tbody></table></div><div style=3D"margin:0px auto;max-width:600px;"><table align=3D"cent=
er" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;p=
adding:20px 0px 20px 0px;text-align:center;"><div clas=
s=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-al=
ign:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;"=
><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentati=
on" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding:0;"><=
table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
" width=3D"100%"><tr><td align=3D"left" style=3D"font-size:0px;padding:10px=
 25px;padding-top:0px;padding-bottom:0px;word-break:break-word;"><div style=
=3D"font-family:Arial, sans-serif;font-size:13px;letter-spacing:normal;line=
-height:1;text-align:left;color:#000000;"><p class=3D"text-build-content" s=
tyle=3D"text-align: center; margin: 10px 0; margin-top: 10px; margin-bottom=
: 10px;"><span style=3D"color:#000000;font-size:13px;line-height:22px;font-=
family:Arial;">This e-mail has been sent to ramesh@saraya.com.my, </span><a=
 target=3D"_blank" href=3D"http://xmgz5.mjt.lu/unsub2?hl=3Den&amp;m=3DAMEAA=
KMYOtYAAchj5YwAALFa2t8AAYCr38QAm8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE&=
amp;b=3D71c40b85&amp;e=3D56fd0fe3&amp;x=3DkQhavHJ-WhJ4s-z7EgKXqqb0raR6PUhe6=
TMqcrH0KEU" style=3D"; text-decoration: none;"><span style=3D"color:#000000=
;font-size:13px;line-height:22px;font-family:Arial;">click here to unsubscr=
ibe</span></a><span style=3D"color:#000000;font-size:13px;line-height:22px;=
font-family:Arial;">.</span></p></div></td></tr></table></td></tr></tbody><=
/table></div></td></tr></tb=
ody></table></div></div>
<br/><img src=3D"http://xmgz5.mjt.lu/oo/AMEAAKMYOtYAAchj5YwAALFa2t8AAYCr38Q=
Am8GnAA8SVABgpL_kCg8j1hmDRzKnxedRH59JpAAO3hE/e5233c86/e.gif" height=3D"1" w=
idth=3D"1" alt=3D"" border=3D"0" style=3D"height:1px;width:1px;border:0;"/>
</body></html>=

--=-15V3ZENZgpzL5KmIYHQ8--