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MIME-Version: 1.0
From: Your CTOS Team <marketing@marketing.ctos.com.my>
To: ramesh@saraya.com.my
Subject: Your credit report has been updated!
Date: Thu, 15 Apr 2021 11:30:37 +0000 (UTC)
Feedback-Id: 42.987732.974353:MJ
Precedence: bulk
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                             [URIs: ctos.com.my]
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[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x7klo/vris3.jpeg]

MALAY [http://xmgz5.mjt.lu/nl2/xmgz5/5rxjw.html?hl=3Den]

[https://ctosid.ctos.com.my/ctosid_new/LoginPage?utm_source=3DEmail%20Digit=
al%20Marketing&utm_medium=3DEmail&utm_campaign=3DEmail%20Digital%20Marketin=
g]

It is important to stay on top of your credit health and your financial res=
ponsibilities. Check your latest MyCTOS Score report anytime, anywhere. Sim=
ply login or download the CTOS mobile app for more convenience.

Your updated MyCTOS Score report helps you to:=C2=A0

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/0yh53/v7m9r.jpeg]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/0yh53/v7m97.jpeg]

=E2=93=98 Did you know?

Your CCRIS information with Bank Negara Malaysia (BNM) is updated on the 15=
th of every month. Therefore the information in your credit report, includi=
ng your CTOS Score, will also change accordingly. We recommend that you mon=
itor your credit report regularly.

Download the free CTOS app

[https://itunes.apple.com/us/app/ctos/id656528483?mt=3D8]

[https://play.google.com/store/apps/details?id=3Dmy.com.ctos.android]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s7.png] [http://www.ctoscredi=
t.com.my/help]=C2=A0 Frequently Asked Questions [http://www.ctoscredit.com.=
my/help/]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1sy.png] [https://ctosid.ctos.=
com.my/ctosid_new/SimpleRegister?]=C2=A0 Live Chat Support [https://ctosid.=
ctos.com.my/ctosid_new/SimpleRegister] =C2=A0 | =C2=A0=C2=A0[https://xmgz5.=
mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s9.png] [http://www.ctoscredit.com.my]=C2=A0=
 www.ctoscredit.com.my [http://www.ctoscredit.com.my] =C2=A0 | =C2=A0=C2=A0=
[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11w.png] [http://www.ctoscredi=
t.com.my/contact-ctos.html?lng=3Den]=C2=A0 View list of branches [http://ww=
w.ctoscredit.com.my/contact-us/]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11x.png] [https://www.facebook=
.com/ctosdatasystems/]=C2=A0[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11=
0.png] [https://www.linkedin.com/company/ctos-data-systems]=C2=A0[https://x=
mgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11s.png] [https://www.youtube.com/channe=
l/UCWBjT5xztmtZQBDHdPsKXOQ]=C2=A0[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h=
/vr111.png] [https://www.instagram.com/ctoscredit/]

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e http://xmgz5.mjt.lu/unsub2?hl=3Den&m=3DAMAAAJyk0QwAAchj3xwAALFa2t8AAYCr38=
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=3DkQhavHJ-WhJ4s-z7EgKXqqb0raR6PUhe6TMqcrH0KEU.=

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e=3D"presentation" style=3D"vertical-align:top;" width=3D"100%"><tr><td ali=
gn=3D"left" style=3D"font-size:0px;padding:10px 25px;padding-top:0px;paddin=
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serif;font-size:13px;letter-spacing:normal;line-height:1;text-align:left;co=
lor:#000000;"><p class=3D"text-build-content" style=3D"text-align: right; m=
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line-height:24px;"><u>MALAY</u></span></a></p></div></td></tr></table></div=
></td></tr></tbody></table>=
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tr></tbody></table></div><div style=3D"background:=
#ffffff;background-color:#ffffff;margin:0px auto;max-width:600px;"><table a=
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esentation" style=3D"background:#ffffff;background-color:#ffffff;width:100%=
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g-right:15px;padding-top:10px;text-align:center;"><div =
class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;tex=
t-align:left;direction:ltr;display:inline-block;vertical-align:top;width:10=
0%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" style=3D"vertical-align:top;" width=3D"100%"><tr><td align=3D"left"=
 style=3D"font-size:0px;padding:0px 15px 0px 15px;padding-top:0px;padding-r=
ight:15px;padding-bottom:0px;padding-left:15px;word-break:break-word;"><div=
 style=3D"font-family:Arial, sans-serif;font-size:14px;letter-spacing:norma=
l;line-height:1;text-align:left;color:#000000;"><p class=3D"text-build-cont=
ent" style=3D"line-height: 21px; text-align: center; margin: 10px 0; margin=
-top: 10px;" data-testid=3D"kkUgSKIOd"><span style=3D"font-family:Arial;fon=
t-size:14px;">It is important to stay on top of your credit health and your=
 financial responsibilities. Check your latest MyCTOS Score report anytime,=
 anywhere. Simply login or download the CTOS mobile app for more convenienc=
e.</span></p><p class=3D"text-build-content" style=3D"line-height: 21px; te=
xt-align: center; margin: 10px 0; margin-bottom: 10px;" data-testid=3D"kkUg=
SKIOd"><span style=3D"font-family:Arial;font-size:14px;">Your updated MyCTO=
S Score report helps you to:&nbsp;</span></p></div></td></tr></table></div>=
</td></tr></tbody></table><=
/div><div style=3D"background:#ffffff;background-col=
or:#ffffff;margin:0px auto;max-width:600px;"><table align=3D"center" border=
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x;text-align:center;"><div class=3D"mj-column-per-50 mj=
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=3D"" height=3D"auto" src=3D"https://xmgz5.mjt.lu/tplimg/xmgz5/b/0yh53/v7m9=
7.jpeg" style=3D"border:none;display:block;outline:none;text-decoration:non=
e;height:auto;width:100%;font-size:13px;" width=3D"295"></td></tr></tbody><=
/table></td></tr></table></div></td></tr></tbody></table></div><div style=3D"ba=
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><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r=
ole=3D"presentation" style=3D"background:#ffffff;background-color:#ffffff;w=
idth:100%;"><tbody><tr><td style=3D"border:0px solid #ffffff;direction:ltr;=
font-size:0px;padding:15px 15px 20px 15px;padding-left:15px;padding-right:1=
5px;padding-top:15px;text-align:center;"><div class=3D"=
mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:l=
eft;direction:ltr;display:inline-block;vertical-align:top;width:100%;"><tab=
le border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" s=
tyle=3D"vertical-align:top;" width=3D"100%"><tr><td align=3D"left" style=3D=
"background:#d5d3d6;font-size:0px;padding:0px 20px 0px 20px;padding-top:0px=
;padding-right:20px;padding-bottom:0px;padding-left:20px;word-break:break-w=
ord;"><div style=3D"font-family:Arial, sans-serif;font-size:14px;letter-spa=
cing:normal;line-height:1;text-align:left;color:#000000;"><p class=3D"text-=
build-content" style=3D"line-height: 21px; margin: 10px 0; margin-top: 10px=
;" data-testid=3D"zvQGPhWw-"><span style=3D"color:#037b85;font-family:Arial=
;font-size:15px;"><i><b>=E2=93=98 Did you know?</b></i></span></p><p class=
=3D"text-build-content" style=3D"line-height: 21px; margin: 10px 0; margin-=
bottom: 10px;" data-testid=3D"zvQGPhWw-"><span style=3D"font-family:Arial;f=
ont-size:12px;"><i>Your CCRIS information with Bank Negara Malaysia (BNM) i=
s updated <b>on the 15th of every month</b>. Therefore the information in y=
our credit report, including your CTOS Score, will also change accordingly.=
 We recommend that you monitor your credit report regularly.</i></span></p>=
</div></td></tr></table></div></td></tr></tbody></table></div><div style=3D"ba=
ckground:#efeff0;background-color:#efeff0;margin:0px auto;max-width:600px;"=
><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r=
ole=3D"presentation" style=3D"background:#efeff0;background-color:#efeff0;w=
idth:100%;"><tbody><tr><td style=3D"border:0px solid #ffffff;direction:ltr;=
font-size:0px;padding:10px 0px 0px 0px;padding-bottom:0px;padding-left:0px;=
padding-right:0px;padding-top:10px;text-align:center;">=
<div class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0p=
x;text-align:left;direction:ltr;display:inline-block;vertical-align:top;wid=
th:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" style=3D"vertical-align:top;" width=3D"100%"><tr><td align=3D"=
left" style=3D"font-size:0px;padding:10px 25px;padding-top:0px;padding-bott=
om:0px;word-break:break-word;"><div style=3D"font-family:Arial, sans-serif;=
font-size:13px;letter-spacing:normal;line-height:1;text-align:left;color:#0=
00000;"><p class=3D"text-build-content" style=3D"text-align: center; margin=
: 10px 0; margin-top: 10px; margin-bottom: 10px;" data-testid=3D"OIyMMqtwv"=
><span style=3D"font-family:Arial;font-size:13px;">Download the free CTOS a=
pp</span></p></div></td></tr></table></div></td></tr></tbody></table></div><div=
 style=3D"background:#efeff0;background-color:#efeff0;margin:0px auto;max-w=
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