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Envelope-to: ramesh@saraya.com.my
Delivery-date: Fri, 12 Feb 2021 08:06:38 +0800
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From: Your CTOS Team <marketing@marketing.ctos.com.my>
To: ramesh@saraya.com.my
Subject: Chocolates, teddy bears or a great credit score?
Date: Fri, 12 Feb 2021 00:05:48 +0000 (UTC)
Feedback-Id: 42.987732.974353:MJ
Precedence: bulk
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MALAY [http://xmgz5.mjt.lu/nl2/xmgz5/5rx0x.html?hl=3Den]

Romantic gifts are always a nice gesture. If you really want to make an imp=
ression on your loved one, show them how good your credit score is! A high =
credit score is important for financial security and stability in future, w=
hich is crucial for any long-term relationship. Check your MyCTOS Score rep=
ort now to know where you stand, so you can identify areas of your credit h=
ealth that needs improvement [https://ctoscredit.com.my/learn/nurture-roman=
ce-good-credit-score/].

=0D=0DAlso, do encourage your loved ones to do a CTOS self-check too. Let=
=E2=80=99s keep the love and credit health strong.

<<Get MyCTOS Score Report>> [https://ctosid.ctos.com.my/ctosid_new/LoginPag=
e?utm_source=3DEmail%20Digital%20Marketing&utm_medium=3DEmail&utm_campaign=
=3DEmail%20Digital%20Marketing]

Download the free CTOS app

[https://play.google.com/store/apps/details?id=3Dmy.com.ctos.android]

[https://itunes.apple.com/us/app/ctos/id656528483?mt=3D8]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s7.png] [http://www.ctoscredi=
t.com.my/help]=C2=A0 Frequently Asked Questions [http://www.ctoscredit.com.=
my/help/]

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1sy.png] [https://ctosid.ctos.=
com.my/ctosid_new/SimpleRegister?]=C2=A0 Live Chat Support [https://ctosid.=
ctos.com.my/ctosid_new/SimpleRegister]  =C2=A0 |[https://xmgz5.mjt.lu/tplim=
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dit.com.my [http://www.ctoscredit.com.my]  =C2=A0 |[https://xmgz5.mjt.lu/tp=
limg/xmgz5/b/x4h7h/vr11w.png] [http://www.ctoscredit.com.my/contact-ctos.ht=
ml?lng=3Den]=C2=A0 View list of branches [http://www.ctoscredit.com.my/cont=
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tplimg/xmgz5/b/x4h7h/vr11s.png] [https://www.youtube.com/channel/UCWBjT5xzt=
mtZQBDHdPsKXOQ][https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr111.png] [https=
://www.instagram.com/ctoscredit/]

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e http://xmgz5.mjt.lu/unsub2?hl=3Den&m=3DAMsAAJTkNrwAAchj07YAALFa2t8AAYCr38=
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gn=3D"left" style=3D"font-size:0px;padding:10px 25px;padding-top:0px;paddin=
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line-height:24px;"><u>MALAY</u></span></a></p></div></td></tr></table></div=
></td></tr></tbody></table>=
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tyle=3D"vertical-align:top;" width=3D"100%"><tr><td align=3D"center" style=
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o;max-width:600px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"background:#ffffff;backgro=
und-color:#ffffff;width:100%;"><tbody><tr><td style=3D"border:0px solid #00=
7b85;direction:ltr;font-size:0px;padding:10px 15px 0px 15px;padding-bottom:=
0px;padding-left:15px;padding-right:15px;padding-top:10px;text-align:center=
;"><div class=3D"mj-column-per-100 mj-outlook-group-fi=
x" style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-bloc=
k;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" style=3D"vertical-align:top;" width=3D=
"100%"><tr><td align=3D"left" style=3D"font-size:0px;padding:0px 15px 0px 1=
5px;padding-top:0px;padding-right:15px;padding-bottom:0px;padding-left:15px=
;word-break:break-word;"><div style=3D"font-family:Arial, sans-serif;font-s=
ize:14px;letter-spacing:normal;line-height:1;text-align:left;color:#000000;=
"><p class=3D"text-build-content" style=3D"text-align: center; margin: 10px=
 0; margin-top: 10px;" data-testid=3D"kkUgSKIOd"><span style=3D"font-family=
:Arial;font-size:14px;line-height:20px;">Romantic gifts are always a nice g=
esture. If you really want to make an impression on your loved one, show th=
em how good your credit score is! A high credit score is important for fina=
ncial security and stability in future, which is crucial for any long-term =
relationship. Check your MyCTOS Score report now to know where you stand, s=
o you can identify areas of your credit health that </span><a class=3D"link=
-build-content" style=3D"color:inherit;; text-decoration: none;" target=3D"=
_blank" href=3D"http://xmgz5.mjt.lu/lnk/AMsAAJTkNrwAAchj07YAALFa2t8AAYCr38Q=
Am8GnAA8SVABgJcZcGTSU-iU3RlGS4sUC4AVyTgAO3hE/1/r5GEfZtdODq7mHt4vcYSyg/aHR0c=
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c2NvcmUvP3V0bV9jYW1wYWlnbj1DaG9jb2xhdGVzLCUyMHRlZGR5JTIwYmVhcnMlMjBvciUyMGE=
lMjBncmVhdCUyMGNyZWRpdCUyMHNjb3JlJTNGJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT=
1NYWlsamV0"><span style=3D"color:#007b85;font-family:Arial;font-size:14px;l=
ine-height:20px;"><u>needs improvement</u></span></a><span style=3D"font-fa=
mily:Arial;font-size:14px;line-height:20px;">.</span></p><p class=3D"text-b=
uild-content" style=3D"text-align: center; margin: 10px 0; margin-bottom: 1=
0px;" data-testid=3D"kkUgSKIOd"><span style=3D"font-family:Arial;font-size:=
14px;line-height:20px;">Also, do encourage your loved ones to do a CTOS sel=
f-check too. Let=E2=80=99s keep the love and credit health strong.</span></=
p></div></td></tr></table></div></td></tr></tbody></table></div><div style=3D"b=
ackground:#ffffff;background-color:#ffffff;margin:0px auto;max-width:600px;=
"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background:#ffffff;background-color:#ffffff;=
width:100%;"><tbody><tr><td style=3D"border:0px solid #007b85;direction:ltr=
;font-size:0px;padding:10px 10px 10px 10px;padding-bottom:10px;padding-left=
:10px;padding-right:10px;padding-top:10px;text-align:center;"><div class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-=
size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:=
top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"vertical-align:top;" width=3D"100%"><tr><td al=
ign=3D"center" vertical-align=3D"middle" style=3D"font-size:0px;padding:0px=
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g-left:25px;word-break:break-word;"><table border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" role=3D"presentation" style=3D"border-collapse:separate;li=
ne-height:100%;"><tr><td align=3D"center" bgcolor=3D"#ed1c24" role=3D"prese=
ntation" style=3D"border:0px solid #ffffff;border-radius:3px;cursor:auto;ms=
o-padding-alt:10px 25px 10px 25px;background:#ed1c24;" valign=3D"middle"><a=
 href=3D"http://xmgz5.mjt.lu/lnk/AMsAAJTkNrwAAchj07YAALFa2t8AAYCr38QAm8GnAA=
8SVABgJcZcGTSU-iU3RlGS4sUC4AVyTgAO3hE/2/s5vW8EaVJ61OBBuu2QhxVw/aHR0cHM6Ly9j=
dG9zaWQuY3Rvcy5jb20ubXkvY3Rvc2lkX25ldy9Mb2dpblBhZ2U_dXRtX3NvdXJjZT1FbWFpbCU=
yMERpZ2l0YWwlMjBNYXJrZXRpbmcmdXRtX21lZGl1bT1FbWFpbCZ1dG1fY2FtcGFpZ249RW1haW=
wlMjBEaWdpdGFsJTIwTWFya2V0aW5nJnV0bV9jYW1wYWlnbj1DaG9jb2xhdGVzLCUyMHRlZGR5J=
TIwYmVhcnMlMjBvciUyMGElMjBncmVhdCUyMGNyZWRpdCUyMHNjb3JlJTNGJnV0bV9tZWRpdW09=
ZW1haWwmdXRtX3NvdXJjZT1NYWlsamV0" style=3D"display:inline-block;background:=
#ed1c24;color:#ffffff;font-family:Arial, sans-serif;font-size:15px;font-wei=
ght:normal;line-height:120%;margin:0;text-decoration:none;text-transform:no=
ne;padding:10px 25px 10px 25px;mso-padding-alt:0px;border-radius:3px;" targ=
et=3D"_blank"><span style=3D"font-size:15px;"><b>Get MyCTOS Score Report</b=
></span></a></td></tr></table></td></tr></table></div></td></tr></tbody></table></div><div style=3D"background:#efeff0;background-color:#efeff0;margin:0px=
 auto;max-width:600px;"><table align=3D"center" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" role=3D"presentation" style=3D"background:#efeff0;bac=
kground-color:#efeff0;width:100%;"><tbody><tr><td style=3D"border:0px solid=
 #ffffff;direction:ltr;font-size:0px;padding:10px 0px 0px 0px;padding-botto=
m:0px;padding-left:0px;padding-right:0px;padding-top:10px;text-align:center=
;"><div class=3D"mj-column-per-100 mj-outlook-group-fi=
x" style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-bloc=
k;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" style=3D"vertical-align:top;" width=3D=
"100%"><tr><td align=3D"left" style=3D"font-size:0px;padding:10px 25px;padd=
ing-top:0px;padding-bottom:0px;word-break:break-word;"><div style=3D"font-f=
amily:Arial, sans-serif;font-size:13px;letter-spacing:normal;line-height:1;=
text-align:left;color:#000000;"><p class=3D"text-build-content" style=3D"te=
xt-align: center; margin: 10px 0; margin-top: 10px; margin-bottom: 10px;" d=
ata-testid=3D"OIyMMqtwv"><span style=3D"font-family:Arial;font-size:13px;">=
Download the free CTOS app</span></p></div></td></tr></table></div></td></tr></tbody></table></div><!-=
-[if mso | IE]></td></tr></table><table align=3D"center" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" class=3D"" style=3D"width:600px;" width=3D"6=
00" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:ex=
actly;"><![endif]--><div style=3D"background:#efeff0;background-color:#efef=
f0;margin:0px auto;max-width:600px;"><table align=3D"center" border=3D"0" c=
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der:0px solid #ffffff;direction:ltr;font-size:0px;padding:0px 0px 10px 0px;=
padding-bottom:10px;padding-left:0px;padding-right:0px;padding-top:0px;text=
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