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From: Your CTOS Team <marketing@marketing.ctos.com.my>
To: ramesh@saraya.com.my
Subject: Your credit report has been updated!
Date: Tue, 20 Oct 2020 15:53:32 +0000 (UTC)
Feedback-Id: 42.987732.974353:MJ
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MALAY [http://xmgz5.mjt.lu/nl2/xmgz5/5q985.html?hl=3Den]

[https://ctosid.ctos.com.my/ctosid_new/LoginPage?utm_source=3DEmail%20Digit=
al%20Marketing&utm_medium=3DEmail&utm_campaign=3DEmail%20Digital%20Marketin=
g]

The COVID-19 pandemic and CMCO situation may be out of our control, but our=
 credit health doesn=E2=80=99t have to be! Stay in control and take charge =
of your credit health by checking your latest MyCTOS Score report.

Your updated MyCTOS Score report helps you to:

=E2=93=98 Did you know?

Your CCRIS information with Bank Negara Malaysia (BNM) is updated on every =
15th of the month.  Therefore the information in your credit report, includ=
ing your CTOS Score, will also change accordingly. We=0D recommend that you=
 monitor your credit report regularly.

[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s7.png] [http://www.ctoscredi=
t.com.my/help]=C2=A0 Frequently Asked Questions [http://www.ctoscredit.com.=
my/help/]

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:+60327228833]=C2=A0 =C2=A0|[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr1s=
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hat Support [https://ctosid.ctos.com.my/ctosid_new/SimpleRegister]  =C2=A0 =
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it.com.my]=C2=A0 www.ctoscredit.com.my [http://www.ctoscredit.com.my]  =C2=
=A0 |[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11w.png] [http://www.ctos=
credit.com.my/contact-ctos.html?lng=3Den]=C2=A0 View list of branches [http=
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[https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr11x.png] [https://www.facebook=
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tplimg/xmgz5/b/x4h7h/vr11s.png] [https://www.youtube.com/channel/UCWBjT5xzt=
mtZQBDHdPsKXOQ][https://xmgz5.mjt.lu/tplimg/xmgz5/b/x4h7h/vr111.png] [https=
://www.instagram.com/ctoscredit/]

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font-family:helvetica neue, Helvetica, Arial, sans-serif;font-size:13px;lin=
e-height:20px;">The COVID-19 pandemic and CMCO situation may be out of our =
control, but our credit health doesn=E2=80=99t have to be! <b>Stay in contr=
ol and take charge of your credit health by checking your latest MyCTOS Sco=
re report.</b></span></p><p class=3D"text-build-content" style=3D"text-alig=
n: center; margin: 10px 0; margin-bottom: 10px;" data-testid=3D"IX-CMyMlN">=
<span style=3D"font-family:helvetica neue, Helvetica, Arial, sans-serif;fon=
t-size:13px;line-height:20px;">Your updated MyCTOS Score report helps you t=
o:</span></p></div></td></tr></table></div></td></tr></tbody></table></div><div=
 style=3D"background:#ffffff;background-color:#ffffff;margin:0px auto;max-w=
idth:600px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspa=
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ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"vertical-=
align:top;" width=3D"100%"><tr><td align=3D"left" style=3D"background:#d5d3=
d6;font-size:0px;padding:0px 20px 0px 20px;padding-top:0px;padding-right:20=
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=3D"5oAK0OjBg"><span style=3D"color:#037b85;font-family:helvetica neue, Hel=
vetica, Arial, sans-serif;"><i><b>=E2=93=98 Did you know?</b></i></span></p=
><p class=3D"text-build-content" style=3D"text-align: justify; margin: 10px=
 0; margin-bottom: 10px;" data-testid=3D"5oAK0OjBg"><span style=3D"font-fam=
ily:helvetica neue, Helvetica, Arial, sans-serif;font-size:11px;line-height=
:18px;"><i>Your CCRIS information with Bank Negara Malaysia (BNM) is update=
d on every <b>15th of the month. </b>Therefore the information in your cred=
it report, including your CTOS Score, will also change accordingly. We reco=
mmend that you monitor your credit report regularly.</i></span></p></div></=
td></tr></table></div></td>=
</tr></tbody></table></div><div style=3D"margin:0px =
auto;max-width:600px;"><table align=3D"center" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><tbody><tr=
><td style=3D"direction:ltr;font-size:0px;padding:20px 0px 20px 0px;text-al=
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