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Envelope-to: kelvinlim@saraya.com.my
Delivery-date: Thu, 15 Oct 2020 16:26:50 +0800
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From: invest@publicmutual.com.my
To: kelvinlim@saraya.com.my
Date: 15 Oct 2020 16:22:43 +0800
Subject: Start Early, Invest Regularly to Have a Worry-free Retirement
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<html xmlns:v=3D"urn:schemas-microsoft-com:vml"><head><style> v:*=
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/head> <body><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
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=3D";min-height:px"> <table width=3D"100%" border=3D"0" cellspaci=
ng=3D"0" cellpadding=3D"0"><tr><td valign=3D"top"> <meta content=3D=
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yle type=3D"text/css">body,td,th {=0A	color: #000000;=0A}=0A</sty=
le>=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" wid=
th=3D"850">=0A	<tbody>=0A		<tr>=0A			<td><a href=3D"https://www.p=
ublicmutual.com.my/" target=3D"_blank"><img alt=3D"" height=3D"10=
0" src=3D"https://www.publicmutual.com.my/LinkClick.aspx?filetick=
et=3DJ-_zPCDxCgw%3d&amp;portalid=3D0" width=3D"850" /></a></td>=0A=
		</tr>=0A	</tbody>=0A</table>=0A=0A<table border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" width=3D"850">=0A	<tbody>=0A		<tr alig=
n=3D"center">=0A			<td><img alt=3D"" height=3D"444" src=3D"https:=
//www.publicmutual.com.my/LinkClick.aspx?fileticket=3DwHzhIYlQUmo=
%3d&amp;portalid=3D0" width=3D"850" /></td>=0A		</tr>=0A		<tr>=0A=
			<td>&nbsp;</td>=0A		</tr>=0A		<tr align=3D"justify">=0A			<td>=
Dear investor,<br />=0A			<br />=0A			It takes time to build up y=
our retirement savings to meet the increasing cost of living duri=
ng your golden years. Hence, start early, invest regularly for a =
worry-free retirement.<br />=0A			<br />=0A			What&rsquo;s more? =
If you contribute to Private Retirement Scheme^ (PRS) NOW until 3=
1 October 2020, you will stand a chance to win up to 24 months&rs=
quo; worth of FREE PRS contributions.=0A			<h6><sup>^</sup>Money =
in PRS scheme is protected from creditors as stated in Section 13=
9ZA of the Capital Markets and Services Act (CMSA)</h6>=0A			</td=
>=0A		</tr>=0A		<tr align=3D"justify">=0A			<td style=3D"color: #=
FF0004"><br />=0A			<strong>WHAT ELSE YOU SHOULD KNOW ABOUT CONTR=
IBUTING TO PRS?</strong></td>=0A		</tr>=0A		<tr align=3D"justify"=
>=0A			<td>You can also enjoy a tax relief of up to RM3,000<sup>#=
</sup> on the amount of PRS contribution you make.=0A			<h6><sup>=
#</sup>Contributors can claim tax relief of up to RM3,000 per ass=
essment year inclusive of premiums paid for deferred annuity. Thi=
s benefit is only available until 2021.</h6>=0A			</td>=0A		</tr>=
=0A		<tr>=0A			<td>&nbsp;</td>=0A		</tr>=0A		<tr>=0A			<td><a hre=
f=3D"https://www.publicmutual.com.my/LinkClick.aspx?fileticket=3D=
Y-zgunGC94c%3d&amp;portalid=3D0" target=3D"_blank"><img alt=3D"" =
height=3D"231" src=3D"https://www.publicmutual.com.my/LinkClick.a=
spx?fileticket=3DW-fi-pbnZbI%3d&amp;portalid=3D0" width=3D"850" /=
></a></td>=0A		</tr>=0A		<tr>=0A			<td>=0A			<h6><sup>*</sup>Plea=
se refer to the campaign flyer for full terms and conditions.</h6=
>=0A			</td>=0A		</tr>=0A	</tbody>=0A</table>=0A=0A<table border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"850">=0A	<tbody>=
=0A		<tr>=0A			<td align=3D"justify">=0A			<h6>Contributors are a=
dvised to read and understand the contents of the Disclosure Docu=
ment of Public Mutual Private Retirement Scheme &ndash; Conventio=
nal Series and Public Mutual Private Retirement Scheme &ndash; Sh=
ariah-based Series dated 26 May 2017 and the relevant fund&rsquo;=
s Product Highlights Sheet (PHS) before contributing.<br />=0A			=
<br />=0A			Contributors should understand the risks of the fund(=
s), compare and consider the fees, charges and costs involved in =
contributing to PRS fund(s). A copy of the Disclosure Document an=
d PHS can be viewed at our website <a href=3D"https://www.publicm=
utual.com.my/" target=3D"_blank">www.publicmutual.com.my</a>.<br =
/>=0A			<br />=0A			Contributors should make their own assessment=
 of the merits and risks of the investment. If in doubt, contribu=
tors should seek for professional advice.<br />=0A			<br />=0A			=
Please refer to <a href=3D"https://www.publicmutual.com.my/" targ=
et=3D"_blank">www.publicmutual.com.my</a> for our investment disc=
laimer.</h6>=0A			</td>=0A			<td><img alt=3D"" height=3D"130" src=
=3D"https://www.publicmutual.com.my/LinkClick.aspx?fileticket=3Dr=
1gshku5mpA%3d&amp;portalid=3D0" width=3D"150" /></td>=0A		</tr>=0A=
		<tr>=0A			<td align=3D"justify">Call your servicing PRS Consult=
ant for more details!</td>=0A		</tr>=0A		<tr>=0A			<td>&nbsp;</td=
>=0A		</tr>=0A	</tbody>=0A</table>=0A=0A<table border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" width=3D"850">=0A	<tbody>=0A		<tr>=
=0A			<td><img alt=3D"" height=3D"50" src=3D"https://www.publicmu=
tual.com.my/LinkClick.aspx?fileticket=3Dzcbl4NZUHjA%3d&amp;portal=
id=3D0" width=3D"850" /></td>=0A		</tr>=0A	</tbody>=0A</table>=0A=
=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"850">=0A	<tbody>=0A		<tr>=0A			<td><a href=3D"https://www.public=
mutualonline.com.my/" target=3D"_blank"><img alt=3D"" height=3D"5=
0" src=3D"https://www.publicmutual.com.my/LinkClick.aspx?filetick=
et=3DL4LNUyeePC8%3d&amp;portalid=3D0" width=3D"280" /></a></td>=0A=
			<td><a href=3D"https://www.publicmutual.com.my/Invest-Now" tar=
get=3D"_blank"><img alt=3D"" height=3D"50" src=3D"https://www.pub=
licmutual.com.my/LinkClick.aspx?fileticket=3D52eLwxt-YJQ%3d&amp;p=
ortalid=3D0" width=3D"290" /></a></td>=0A			<td><img alt=3D"" hei=
ght=3D"50" src=3D"https://www.publicmutual.com.my/LinkClick.aspx?=
fileticket=3Dny0yVkF1JTY%3d&amp;portalid=3D0" width=3D"280" /></t=
d>=0A		</tr>=0A	</tbody>=0A</table>=0A=0A<table border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" width=3D"850">=0A	<tbody>=0A		<tr=
>=0A			<td height=3D"50" width=3D"730">=0A			<h6><sup>*</sup>In t=
erms of total fund size managed amongst private unit trust compan=
ies and PRS providers in Malaysia. Source: The Edge-Lipper, 5 Oct=
ober 2020.<br />=0A			Copyright &copy; Public Mutual Berhad (1975=
01001842 (23419-A)) ALL RIGHTS RESERVED.</h6>=0A			</td>=0A			<td=
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cket=3DdBPg43VZFIY%3d&amp;portalid=3D0" width=3D"40" /></a></td>=0A=
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m.com/invest_with_public_mutual/" target=3D"_blank"><img alt=3D""=
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spx?fileticket=3DkFCa-zOT7qI%3d&amp;portalid=3D0" width=3D"40" />=
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